Mental Health Therapy and Counseling Treatment Programs Covered by Meritain Health Insurance Plans
Meritain Health Insurance may cover a variety of mental health therapy and counseling treatment programs. Depending on your plan, treatment options such as Intensive Outpatient Programs (IOPs), Partial Hospitalization Programs (PHPs), and residential mental health treatment may be included in your coverage.
IOPs provide a higher level of care than general outpatient therapy while allowing you to live at home. IOPs usually involve multiple therapy sessions each week, focusing on issues like mood disorders, anxiety, and addiction. PHPs offer structured treatment during the day, typically lasting four to six hours, while you return home in the evening. PHP is often recommended if you require more intensive care than an IOP but do not need 24-hour supervision. If you need more comprehensive care, residential treatment provides 24-hour care in a safe environment. These programs offer therapy, medical support, and structured activities to address severe mental health issues, including psychiatric conditions, mood disorders, and addiction.
These programs are designed to support mental health recovery at different intensity levels, allowing you to choose the treatment best for your needs. Always check your Meritain plan to confirm which programs and associated treatments are covered under your policy.
Behavioral Health Disorders Covered by Meritain Health Insurance Policies
Meritain health insurance policies typically cover a variety of behavioral health disorders, providing support if you’re struggling with substance use issues in addition to your mental health diagnosis. Understanding the specific conditions covered under your plan can ensure you get the care you need for your mental wellness.
Mental health disorders covered by Meritain insurance may include a wide range of conditions such as depression, bipolar disorder, and other psychological disorders. These conditions can have a significant effect on your daily life, and receiving treatment through therapy, counseling, or medication management can be crucial for recovery. Substance Use Disorder (SUD) treatment is another key area covered by Meritain policies. Whether you are dealing with addiction to alcohol, drugs, or prescription medications, Meritain may offer coverage for detoxification, inpatient rehab, outpatient therapy, and support services. Treatment for SUD often includes counseling, behavioral therapy, and support groups.
If you have a dual diagnosis (also known as co-occurring disorders), Meritain may offer coverage for treatment that addresses mental health and SUDs simultaneously. These programs typically combine therapies for both issues, ensuring a comprehensive approach to recovery and long-term wellness.