Meritain Insurance Borderline Personality Disorder (BPD) Therapy & Treatment

Fort Lauderdale, Florida’s Favorite Places of Interest

Fort Lauderdale has many activities and attractions to offer visitors. Known for its stunning beaches, you can spend your days soaking up the sun and swimming in crystal-clear waters. The Riverwalk is a beautiful place to take a stroll with a cup of coffee and browse the many boutiques, bookstores, and art galleries.

As the day comes to a close, Las Olas Boulevard comes to life. You can indulge in fresh seafood at waterfront restaurants, enjoy cocktails at one of the many popular bars, or catch live performances. In the rare case of a rainy day, visit one of the many spectacular museums, such as the Atlanta Aquarium, NSU Art Museum, or Museum of Discovery and Science. Whether you’re seeking relaxation or adventure, Fort Lauderdale has something to offer every type of traveler.

Details and Info on Meritain Insurance Brands, Product Lines, and Service Offerings

Meritain Health provides a comprehensive range of health services to address your various needs, though the specific coverage details will depend on your policy. Understanding the resources available to you will help you to maximize your use of your benefits. Here are a few of Meritain Health’s services:

• Meritain Health Case Management: This service can help you coordinate care and the associated costs, potentially providing you with more affordable care options.
• Meritain Health Pharmacy Solutions (MHPS): MPS acts as a Pharmacy Benefit Manager (PBM), helping individuals and groups manage healthcare costs effectively.
• Healthy Merits: These wellness programs offer tools and resources designed to meet the specific needs of you and your team.
• The Meritain Health Mobile App: This app offers convenient access to plan information, including benefit details and claim status. You can also use the app to locate providers in your network and submit claims.
• Meritain Telehealth: telehealth allows you to receive medical attention remotely, offering you the flexibility to fit your healthcare into your busy schedule.

Does Meritain Insurance Cover Family Therapy and Counseling Around Fort Lauderdale, Florida?

A common question our patient advocates encounter is, “Does Meritain cover family therapy in Florida?” Fortunately, If you’re insured under a Meritain plan, family therapy and counseling are typically covered services. However, the extent of coverage may vary based on the details of your policy. 

To accurately determine the cost of family therapy treatment with a Meritain insurance plan, we advise thoroughly examining your policy details to have a comprehensive understanding of your policy’s premiums, deductibles, exclusions, and copayments, as well as any requirements for prior authorization. Often, coverage for family therapy is subject to a determination of medical necessity. It is prudent to understand the details and agreements of your plan.

Navigating insurance policies can be complex, and if you find yourself needing assistance to understand the nuances of your benefits, our patient advocates are readily available to assist. 

What is Meritain Behavioral Health Insurance Coverage?

Mental health is covered under Meritain Health’s medical insurance plans, so the answer to the question, “Does Meritain cover mental health in Florida?” is yes – it does. Mental health coverage commonly includes therapy, borderline personality disorder medication management services, and specialized treatment options. Meritain plans can cover all of this and more.

However, the levels of insurance support and coverage will ultimately depend on the details of your Meritain plan, your official diagnosis, and the types of mental health services you are seeking. To gain clarity on what your Meritain Health plan will cover, give us a call at (877) 958-9212. We are happy to help you understand the full extent of your mental health coverage under Meritain Health.

Does Meritain Insurance Cover Borderline Personality Disorder Treatment in Florida?

Yes, Meritain Health plans commonly cover BPD treatment in the State of Florida. However, the extent of your coverage will depend on your type of treatment and the specifics of your insurance policy including premiums, deductibles, exclusions, and any required prior authorizations.

Your Meritain Health benefits ensure that you will receive some level of support for your BPD treatment, but it is prudent to understand the details of your policy to confirm you know what out-of-pocket costs you will be responsible for. This background knowledge can also be useful when submitting claims to Meritain. For help understanding these insurance nuances, contact us.

Inpatient Coverage for BPD

Inpatient treatment provides a safe place to dedicate yourself to BPD crisis management full-time. You’ll admit to a residential facility where you will work on gaining stability. In an inpatient program, you also have constant, around-the-clock access to care, which is useful in severe cases of BPD and self-harm. Residential programs offer individual and group therapy, skill-building, and medication management.

Meritain Health plans often offer some level of coverage for BPD treatment. The level of coverage will depend on your policy details and if your insurance deems a residential stay medically necessary. Reach out to us or to Meritain to discover more about how Meritain’s plans support your BPD treatment in an inpatient setting.

IOP Coverage for BPD

BPD treatment at an Intensive Outpatient Program (IOP) will provide targeted treatment in a structured environment with less consistent intensity than in an inpatient program. For a few hours a day, four to six days each week, you will work with a care team to improve your relationship with BPD, striving for stability and enhanced emotional regulation skills.

Policies from Meritain Health typically offer some level of IOP treatment coverage, but ultimately it will be up to Meritain to determine final levels of coverage. To learn more about IOPs for BPD and what is covered by Meritain under your plan, contact us.

PHP Coverage for BPD

A Partial Hospitalization Program falls between an inpatient program and an IOP in terms of intensity. In a PHP you will attend treatment sessions for several hours each day, five to seven days each week, returning home after each session. PHPs for BPD are good if you want consistent and intensive care, but require some flexibility.

PHPs for BPD are frequently supported by Meritain, but your plan and medical necessity will determine the full extent of your coverage. Understanding the ins and outs of your insurance plan can help you to have a sense of what to expect Meritain to cover.

Outpatient Coverage for BPD

Outpatient treatment is the least intensive BPD treatment option and an excellent option if your symptoms are less severe, or if you just require treatment maintenance. You will only spend one or two hours in treatment each week, working to ensure that your mood and behaviors are stable.

Meritain Health covers outpatient treatment for borderline personality disorder. While the specifics of your plan may vary, outpatient treatment is commonly covered by most levels of Meritain plans. If you’d like more information or cost estimates, please reach out to us.

Dialectical Behavior Therapy (DBT)

Originally developed to treat BPD, Dialectical Behavior Therapy (DBT) is now the first-line therapy used to treat this disorder. In DBT you will learn to practice acceptance and mindfulness to change the things in your control while relinquishing control of the rest. This will help you to find balance in your emotions and moods. Meritan typically covers DBT.

Cognitive Behavioral Therapy (CBT)

Cognitive-Behavioral Therapy (CBT) asks you to identify and challenge your negative thought patterns. You will work to understand the connection between your thoughts, feelings, and actions, better equipping you to make effective and lasting changes. CBT is often covered by Meritain policies.

Group Therapy

Due the unstable nature of the disorder, BPD and relationship issues often go hand-in-hand. Group and family therapy can help to manage interpersonal issues, resolve conflict, and create an environment of support and understanding. Friend and family support for BPD has proven to be hugely beneficial when receiving treatment. Meritain frequently offers coverage for group therapy.