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Golden Rule Florida Mental Health Therapy Treatment

UnitedHealthcare acquired Golden Rule Insurance Company two decades ago. The company still provides health insurance to many Americans across more than forty states. If you’re looking for information on Golden Rule behavioral health coverage for mental health treatment, this page will guide you through the process of confirming the mental health benefits available under your specific plan.

Florida and Mental Health Statistics

Florida and Mental Health Statistics

Florida implemented a prescription drug monitoring program in 2010, leading to a 50% decrease in oxycodone overdose deaths by 2012. However, California, Texas, and Florida continue grappling with the highest alcohol abuse-related deaths. Chronic causes, particularly Alcohol Use Disorder, contribute to 60.8% of alcohol-related deaths in Florida.

Each year, around 50,808 patients enroll in outpatient drug rehab services in the state, with residential treatment in Florida costing $315 million, representing 6.07% of the total spending. Unfortunately, nearly 50% of the 796,000 adults in Florida who need mental health care go without it due to financial constraints, while 6,387,811 residents live in communities with insufficient mental health resources and professionals. These figures highlight the ongoing need for accessible, affordable mental health services in the Sunshine State.

Exploring the Sunshine State and its Southern Cities

Exploring the Sunshine State and its Southern Cities

Southern Florida showcases a rich tapestry of cities, including its vibrant cultural hub, Miami. Renowned for its dynamic nightlife and the captivating charm of Art Deco architecture, Miami is an irresistible magnet for those seeking sunshine. In contrast, Hollywood offers a tranquil haven, while Fort Lauderdale, the “Venice of America,” beckons sailing enthusiasts with its network of waterways.

Pompano Beach is a picturesque sanctuary for fishing enthusiasts and lovers of water sports, embraced by breathtaking natural scenery. Finally, Boca Raton presents itself as a luxurious escape, featuring world-class resorts, championship golf courses, and high-end shopping destinations catering to the most discerning visitors.

Check Your Golden Rule Insurance Coverage

Fill out our online form now and find out what rehab treatment you are covered for under your Golden Rule Insurance plan.

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Who is Golden Rule?

In 2003, UnitedHealthcare acquired Golden Rule Insurance Company, which has since become part of UnitedHealthcare. This expanded entity provides diverse health insurance options, tailoring its offerings to your specific requirements. These options encompass different tiers of Preferred Provider Organization (PPO) healthcare plans, along with Medicare and Affordable Care Act (ACA) marketplace plans.

Golden Rule specializes in a diverse array of health insurance plans designed to meet the needs of individuals and families lacking employer-sponsored health insurance and requiring comprehensive coverage to safeguard their well-being. These offerings include:

  • Health Savings Account (HSA) Plans
  • Short-Term Medical Insurance
  • Dental Insurance
  • Critical Illness Insurance
  • Accident Insurance
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What is Golden Rule Rehab Insurance Coverage?

Golden Rule’s insurance plans typically cover various therapies and treatments to help individuals recover from mental health disorders and other ailments requiring rehabilitation. This encompassing coverage may include services, such as mental health support for addressing substance abuse treatment, delivered within rehabilitation facilities or in a home setting.

The specific coverage details, including the types of services included and the associated costs, are laid out in individual insurance policies. Please review your policy documents or contact Golden Rule to get precise information tailored to your plan, as coverage specifics can differ. You can also reach out for more information by calling 877-958-9212.

Does Golden Rule Cover Rehab?

Does Golden Rule Cover Rehab?

Golden Rule Insurance Company, a subsidiary of UnitedHealth Group, provides various health insurance plans, and the coverage for rehabilitation services can vary depending on the specific plan you choose. Many health insurance plans, including those offered by Golden Rule, may include coverage for rehabilitation services as required by mental health parity laws in the United States.

If you’re wondering, more specifically, “What does Golden Rule cover for mental health?” it’s crucial to acquaint yourself with the details within your insurance policy, such as copayments for therapy and other financial responsibilities. You can call 877-958-9212 to access the specifics of your mental health insurance coverage.

Does Golden Rule Cover Therapy for Mental Health Treatment?

Does Golden Rule Cover Therapy for Mental Health Treatment?

Golden Rule often offers therapy coverage for mental health treatment. Many health insurance plans, including those provided by Golden Rule, typically encompass psychological health coverage, which includes therapy sessions and counseling services. These services can involve various forms of mental health treatment, such as individual and group therapy.

Given that mental health benefits can differ between plans, it’s imperative to clearly understand what your specific insurance policy includes. Details, such as the allowed number of sessions and any associated costs like mental health copayments or deductibles, can vary. You can reach out to Golden Rule to review your policy documents or call 877-958-9212 to gain insights into the specifics of your psychiatric care coverage.

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Rehabs in Florida That Accept Golden Rule Insurance

The Sylvia Brafman Mental Health Center in South Florida may accept your Golden Rule health insurance policy. Our primary focus is to provide the highest quality treatment for primary mental health diagnoses. We’re committed to mental health advocacy, treatment, and dual diagnosis care by offering comprehensive treatment options. Our leadership team comprises experienced professionals with personal experience in successful recovery.

To learn more about our services and the admission process, or if you have any questions, call 877-958-9212. Our team of compassionate patient advocates is here to assist you in taking the necessary steps toward your recovery, and we start by offering you a free mental health assessment. You can also visit us in person at our address:

Feel free to visit us in person, too:

  • The Sylvia Brafman Mental Health Center: 7710 NW 71st Ct, Tamarac, FL 33321, United States
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Mental Health Programs Covered by Golden Rule Insurance

Golden Rule Insurance Company prioritizes the mental and emotional well-being of its policyholders. Below, we’ll highlight the scope of mental health programs covered by Golden Rule, which includes various services for mental health support. From inpatient to outpatient treatment, we’ll explore the comprehensive coverage for mental health programs available.

Golden Rule Coverage for Partial Hospitalization Programs

Golden Rule Coverage for Partial Hospitalization Programs

Partial Hospitalization Programs (PHP) are a structured form of mental health treatment designed to offer intensive, short-term care to individuals who may not require full inpatient hospitalization but still need comprehensive support. PHPs often involve daily therapy sessions, medication management, and other necessary interventions, all while allowing you to return home in the evenings.

If you’re insured by Golden Rule Insurance, you’ll be pleased to know that this type of program is typically covered. Golden Rule recognizes the importance of accessible mental health care and usually includes coverage for PHPs. However, it’s essential to review your specific policy documents or contact Golden Rule directly to ensure you understand the extent of your coverage and associated costs to make the most of this valuable resource for your mental health journey. You can also call 877-958-9212.

Golden Rule Coverage for Intensive Outpatient Programs

Golden Rule Coverage for Intensive Outpatient Programs

An Intensive Outpatient Program (IOP) provides individuals comprehensive care while allowing them to continue living at home. IOPs are designed for those who require more intensive support than traditional outpatient care but don’t need the round-the-clock supervision of inpatient treatment. These programs consist of regular therapeutic sessions, medication management, and psychoeducation, typically offered during the day or evening.

IOPs are generally within the scope of Golden Rule’s coverage. However, it’s important to review your specific policy documents or contact Golden Rule directly to confirm the details of your coverage, including any potential costs associated with this valuable mental health program. You can also call 877-958-9212 to speak with one of our helpful patient advocates.

Golden Rule Coverage for Outpatient Programs

Golden Rule Coverage for Outpatient Programs

Outpatient programs provide individuals with therapy and mental health resources while allowing them to continue living at home and maintaining their daily routines. They’re often suitable for those needing ongoing treatment but don’t require the intensity other programs provide. Outpatient programs encompass regular therapeutic services, including individual and group counseling, medication management, and psychoeducation.

Outpatient programs are typically included in Golden Rule’s coverage. However, review your specific policy documents or contact Golden Rule directly to confirm the details of your coverage, including any associated costs, ensuring that you have the necessary support for your mental health needs. You may also call 877-958-9212.


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What Type of Mental Health Disorders Does Golden Rule Cover?

Golden Rule’s commitment to psychological health is evident in that the company typically provides coverage for a broad spectrum of mental health disorders. Below, we’ve provided examples of these covered disorders; however, it is not a complete list. Golden Rule addresses diverse mental health needs, ensuring you can access the care and support you or a loved one requires.

Treatment for Bipolar Disorder and Cyclothymia

Treatment for Bipolar Disorder and Cyclothymia

Golden Rule typically provides coverage for treating mood disorders such as bipolar disorder and cyclothymia, marked by extreme mood swings and variations in energy and activity levels. Bipolar disorder involves mood swings, with mania/hypomania (elevated mood) and depression symptoms marked by persistent sadness, while cyclothymia is a milder form with less severe mood swings and frequent mood fluctuations.

Treatment for Borderline Personality Disorder (BPD)

Treatment for Borderline Personality Disorder (BPD)

Borderline Personality Disorder (BPD) is a mental health condition involving unstable moods and relationships, often leading to impulsive behavior and intense emotional swings. Golden Rule Insurance typically covers BPD treatment, which includes psychotherapy techniques like Dialectical Behavior Therapy (DBT), Cognitive-Behavioral therapy (CBT), and sometimes mental health medications, demonstrating their commitment to comprehensive mental health care.

Treatment for Anxiety Disorder

Treatment for Anxiety Disorder

Anxiety disorders are a group of psychiatric conditions characterized by excessive and often irrational worry, fear, or nervousness. These disorders can manifest in various forms, such as generalized anxiety disorder, social anxiety disorder, and panic disorder, and can significantly impact daily life and emotional well-being.

If you’re a Golden Rule Insurance policyholder, you can typically expect coverage for anxiety treatment. Golden Rule recognizes the importance of comprehensive mental health care and typically includes services such as therapy and medication that aim to develop coping strategies and manage symptoms.

Treatment for Depression

Treatment for Depression

Treatment for depression is vital, given the common and debilitating nature of this mental health condition, which involves persistent sadness and hopelessness and leads to various emotional and physical changes affecting appetite, sleep, and cognitive function. Golden Rule typically provides coverage for the prevention and treatment of depression.

Treatment for Post-Traumatic Stress Disorder (PTSD)

Treatment for Post-Traumatic Stress Disorder (PTSD)

Post-Traumatic Stress Disorder (PTSD) is a mental health condition that may emerge following exposure to or observation of a traumatic event. Symptoms include intrusive memories and heightened anxiety. Effective treatment usually involves psychotherapy and, in some cases, medication. Golden Rule typically covers PTSD treatment, aiding in stress management.

For further information on available treatments and the mental health disorders covered by Golden Rule, call 877-958-9212.


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Does Golden Rule Cover Dual Diagnosis Treatment?

Treatment for co-occurring disorders, which includes addressing conditions like depression or anxiety and addiction, may fall under mental or behavioral health coverage. The extent of coverage can vary, but Golden Rule will typically cover some of the costs, depending on your specific plan and other factors.

Review your policy, contact Golden Rule directly, or call 877-958-9212 to obtain comprehensive details regarding the coverage provided for dual diagnosis treatment. This coverage is essential for individuals needing integrated treatment for mental health and substance use concerns.

How Much Does Rehab Cost with Golden Rule Insurance?

The average episode cost for intensive outpatient treatment in 2022 was $4,939. It’s important to note that rehabilitation costs can vary greatly depending on several factors, including your location, insurance plan, the treatment center, and the duration of treatment. For information on the specific costs covered by your Golden Rule Insurance policy and any out-of-pocket expenses, please call 877-958-9212.

How To Check My Golden Rule Health Insurance Coverage Levels

For a convenient and efficient way to verify your Golden Rule Insurance coverage, call us at 877-958-9212. Our dedicated team is here to assist you in confirming your insurance details and addressing any questions you may have regarding behavioral health coverage, mental health insurance plans, and more.

How Many Times Will Golden Rule Pay for Rehab?

The number of times Golden Rule Insurance will pay for rehab depends on your insurance policy’s specific terms and conditions. Typically, insurance plans have mental health coverage limitations. These details vary significantly between policies, so reviewing your policy documents, contacting Golden Rule directly, or calling 877-958-9212 to understand the exact terms of your coverage for rehab services is essential.

Mental Health Statistics in Florida

Rehab and Mental Health Statistics in Florida

  • In 2010, Florida implemented a prescription drug monitoring program that prohibited healthcare providers from dispensing prescription opioid pain medication from their office locations. By 2012, there was a 50% decrease in oxycodone overdose deaths.1
  • California, Texas, and Florida have the highest number of alcohol abuse-related deaths.2
  • Chronic causes, such as Alcohol Use Disorder (AUD), account for 60.8% of alcohol-related deaths in Florida.
  • Annually, around 50,808 patients get enrolled in outpatient drug rehab services in Florida.
  • Residential treatment in Florida costs the U.S. public $315 million, accounting for 6.07% of the total spending.
  • 7% of the 796,000 adults in Florida who needed mental health care did not receive it due to cost.3
  • There are 648,000 adults in Florida who are suffering from a serious mental illness.
  • 6,387,811 Floridians reside in communities with an insufficient number of mental health professionals.

Sources:

  1. Bustamante, Jaleesa. “NCDAS: Substance Abuse and Addiction Statistics [2023].” NCDAS, 1 Jan. 2023, drugabusestatistics.org.
  2. Hanson, Melanie. “Alcohol Abuse Statistics [2023]: National + State Data – NCDAS.” NCDAS, 1 Jan. 2023, drugabusestatistics.org/alcohol-abuse-statistics.
  3. “Mental Health in Florida.” National Alliance on Mental Illness (NAMI), Feb. 2021, www.nami.org/NAMI/media/NAMI-Media/StateFactSheets/FloridaStateFactSheet.pdf.

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