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Florida Blue (BCBS of Florida) PTSD Therapy and Treatment

If you’re wondering, “What does BCBS cover for PTSD?” This page highlights the spectrum of therapy and treatment options, resources, coverage details, and tailored mental health support that Florida Blue Cross Blue Shield (BCBS) and The Sylvia Brafman Mental Health Center provide. Navigate your or your loved one’s route to recovery and delve into the array of PTSD support options.

What are Some Signs of Post-Traumatic Stress Disorder?

Post-Traumatic Stress Disorder (PTSD) manifests through various signs and symptoms that can significantly impact daily life. One common indicator is the re-experiencing of traumatic events through distressing memories, nightmares, or flashbacks. Individuals may also display heightened emotional arousal, marked by increased irritability, difficulty sleeping, and an exaggerated startle response.1

Other Signs of PTSD and Criteria for PTSD Diagnosis

A few other key facets are as follows:

  • Avoidance behaviors: steering clear of reminders or discussions related to the traumatic incident
  • Isolating oneself
  • Changes in mood and cognition
  • Persistent negative thoughts and beliefs (i.e., guilt or shame)
  • Struggle with concentration
  • Risky, reckless, or destructive behavior
  • Memory issues
  • Feelings of detachment from others
  • Diminished interest in activities once enjoyed

For an adult to receive a PTSD diagnosis, they must exhibit all of the following criteria consistently for at least one month:

  • A minimum of 1 re-experiencing symptom
  • A minimum of 1 avoidance symptom
  • A minimum of 2 arousal and reactivity symptoms
  • A minimum of 2 cognition and mood symptoms

PTSD will affect around 6 out of every 100 people in the U.S. during some period in their lifetime.2 It’s crucial to recognize that not all individuals who undergo trauma will develop PTSD, and not everyone with PTSD necessarily requires psychiatric intervention. While some may find their symptoms naturally diminish or fade over time, others experience improvement with the support of their social network, including family, friends, or clergy.

However, many individuals dealing with PTSD may benefit from professional treatment to address intense and debilitating psychological distress. It’s essential to understand that trauma-induced distress is not the individual’s fault, and PTSD is a treatable condition. Seeking treatment early increases the likelihood of successful recovery.3 If you or someone you love is experiencing signs or symptoms of PTSD, call our hotline today for immediate, personalized assistance.

Florida and PTSD Statistics

Florida and PTSD Statistics

In 2018, a University of San Francisco public health professor noted that 5% to 10% of survivors from events like hurricanes would experience PTSD symptoms within the initial six months. Following the 2004 Florida hurricanes, prevalence rates for PTSD, generalized anxiety disorder, and major depressive episodes were 3.6%, 5.5%, and 6.1%, respectively.

In Brooksville, Florida, K9 Partners for Patriots offers veterans a free six-month training program, teaching them to train service dogs that respond positively to adrenaline, thereby assisting with participants’ PTSD triggers. A Florida Senate Bill 376, enacted in 2018, designates PTSD suffered by first responders as an occupational disease eligible for workers’ compensation benefits. Females are twice as likely as males to experience PTSD, with U.S. Latinos, African Americans, and Native Americans/Alaska Natives showing higher rates than non-Latino whites.

>What are Some Signs of Post-Traumatic Stress Disorder?

Who is Florida Blue?

The Blue Cross Blue Shield Association (BCBSA) is a collective of independent health insurance companies devoted to aiding individuals nationwide. Founded in 1945, Florida Blue stands out as a prominent health insurance provider operating under the umbrella of Blue Cross Blue Shield (BCBS), offering extensive coverage to residents of The Sunshine State.

With an unwavering commitment to improving community health and well-being, the health insurance provider plays a crucial role in Florida’s healthcare landscape. It has positioned itself as the country’s largest provider of individual marketplace plans, emphasizing its dedication to promoting accessible and comprehensive healthcare solutions.4

Some BCBS Brands, Products, and Services

Some BCBS Brands, Products, and Services

The BCBS network provides healthcare options to millions of Americans through a variety of brands, products, and services. These entities are designed to serve specific regions and offer a broad range of health insurance plans and services, including individual and group plans, Medicare options, and innovative wellness and mental health solutions.

  • Florida Blue is a BCBS subsidiary serving Florida residents. Florida Blue offers health insurance plans, including PPO (preferred provider organization) and HMO (health maintenance organization), and services, like health savings accounts (HSAs) and preventive care benefits, to individuals, families, and businesses.
  • The BlueCard Program enables access to healthcare providers almost everywhere, even outside the Florida Blue service area.5
  • BlueOptions provides health coverage options with differing levels and networks, including in and out-of-network coverage.6
  • BlueSelect is a healthcare network of selected providers and cost-effective options.
  • BlueCare places a high emphasis on preventive care and early diagnosis to provide cost-effective healthcare through preset copayments, ensuring added convenience.
  • BlueMedicare is Medicare Advantage plans, Medicare Supplement (Medigap) plans, and prescription drug coverage.
  • Better You Strides rewards program assists the insured in enhancing holistic well-being, encompassing physical and emotional wellness. Members can personalize their health journey, aligning it with their needs, objectives, and interests.7
  • MyBlue Health is a program for managing health, chronic conditions, and healthcare expenses, like insurance premiums.

>Who is Florida Blue?

At The Sylvia Brafman Mental Health Treatment Center in Fort Lauderdale, Florida, our team of dedicated professionals is ready to guide you. We offer IOP and a variety of treatments programs, each uniquely designed to meet your needs. So don’t wait, reach out to us today! Either give us a call or fill up the form below to request a callback.

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What is Florida Blue Mental Health Rehab Insurance?

As a testament to its dedication to the overall well-being of its members, Florida Blue provides comprehensive mental health rehab insurance coverage. This mental health treatment coverage extends to various services, including supportive counseling and therapy sessions, with the goal of addressing diverse conditions like PTSD while promoting the journey to recovery and emotional well-being.

Those covered by Florida Blue’s mental health rehabilitation insurance can take advantage of a healthcare network featuring qualified mental health professionals and rehabilitation facilities that accept Blue Cross Blue Shield. This ensures access to essential care designed to assist individuals in navigating and overcoming mental health challenges, fostering a supportive environment for recovery.8

Does Blue Cross Blue Shield Cover PTSD Treatment in Florida?

Yes, Florida Blue provides coverage for post-traumatic stress disorder (PTSD) treatment in Florida. BCBS offers a range of mental health services, including therapy and counseling, to support and provide individuals with coping strategies for PTSD. The insured can access a network of qualified healthcare professionals and treatment facilities in Florida.

The extent of Florida Blue’s coverage for PTSD treatment will vary from plan to plan. Call 877-958-9212 for up-to-date and accurate details of your particular policy. Our team of patient advocates is ready to provide information about your mental health benefits, walk you through the rehab admissions process, and respond to any queries you may have. We eagerly await your call and the chance to offer our assistance.

Does Blue Cross Blue Shield Cover Therapy and Counseling for PTSD in Florida?

Florida Blue Cross Blue Shield (BCBS) does extend coverage for therapy and supportive counseling specifically tailored to address post-traumatic stress disorder (PTSD) in Florida. Acknowledging the significance of mental health care, Florida Blue offers a comprehensive range of mental health treatment services, potentially encompassing therapeutic methods like cognitive-behavioral therapy (CBT).

You can benefit from BCBS’s commitment to mental health by accessing in-network providers who specialize in PTSD treatment. These therapeutic interventions are designed to provide personalized, effective support for navigating the challenges of PTSD. Call 877-958-9212 for details on your coverage for PTSD therapy and counseling.

Does BCBS Florida Cover Psychiatrist Visits for PTSD?

Florida Blue typically includes coverage for visits to psychiatrists as part of its commitment to providing comprehensive mental health care for post-traumatic stress disorder (PTSD). Recognizing the importance of specialized care, Florida Blue members can access psychiatric services to address and manage PTSD symptoms effectively.

This coverage may encompass a range of psychiatric interventions, including PTSD screenings, consultations, and ongoing treatment plans tailored to your unique needs. You have the flexibility to seek expert guidance from qualified psychiatrists within the Florida Blue healthcare network, ensuring the necessary support to navigate and overcome the challenges associated with PTSD. Call 877-958-9212 to learn more, as coverage details vary from plan to plan.

>Does BCBS Florida Cover Psychiatrist Visits for PTSD?

Does BCBS Florida Cover Medication for Post-Traumatic Stress Disorder (PTSD)?

Florida Blue offers coverage for medications prescribed in the treatment of PTSD. Acknowledging the significance of holistic approaches to PTSD, Florida BCBS is committed to providing its members with access to essential medications prescribed by healthcare professionals for managing PTSD symptoms.

This coverage encompasses a range of medications that may be part of a comprehensive treatment plan tailored to your specific needs. Reach out to us at 877-958-9212 for more information on the covered PTSD medications and more.

Post-Traumatic Stress Disorder Programs Covered by Blue Cross Blue Shield Insurance

Florida Blue Cross Blue Shield (BCBS) offers comprehensive coverage for Post-Traumatic Stress Disorder (PTSD) programs, encompassing various therapeutic interventions, including counseling, therapy sessions, and psychiatric services, ensuring that members have access to a holistic range of treatments. Below, gain detailed insights into the specific PTSD programs and BCBS’ dedication to addressing the multifaceted aspects of PTSD.

Partial Hospitalization Program for PTSD Treatment

Partial Hospitalization Program for PTSD Treatment

A partial hospitalization program (PHP) tailored for the treatment of Post-Traumatic Stress Disorder (PTSD) is a concentrated, well-organized therapeutic program aimed at delivering comprehensive support to those with severe PTSD. It involves day-long treatment and support, encompassing therapy sessions, medication management, and various therapeutic interventions. Participants return home in the evenings, fostering a structured yet flexible approach to their treatment.

Operating as an intermediate level of care, the PHP for PTSD is more intensive than traditional outpatient services while maintaining a level of flexibility and independence not found in inpatient treatment. This balance caters to individuals who require focused attention for their PTSD but prefer the ability to return home each evening. Notably, Florida Blue typically provides coverage for PHPs designed for PTSD treatment, underlining its commitment to supporting individuals in their journey toward mental well-being.

Intensive Outpatient Program for PTSD Treatment

Intensive Outpatient Program for PTSD Treatment

An intensive outpatient program (IOP) for PTSD is a structured therapeutic approach providing comprehensive care. Unlike inpatient programs, IOPs allow participants to reside at home while attending scheduled sessions throughout the week. This program involves a range of therapeutic interventions, including counseling, group therapy, and other evidence-based treatments, offering a level of intensity that exceeds standard outpatient services.

Florida Blue typically covers IOPs, emphasizing its commitment to supporting access to the necessary mental health treatment and services. This coverage ensures that you can take advantage of the structured, intensive care provided by IOPs without the financial burden, facilitating a balanced, practical approach to PTSD treatment.

Outpatient Program for PTSD Treatment

Outpatient Program for PTSD Treatment

An outpatient program for PTSD treatment is a flexible, less intensive therapeutic option. Unlike inpatient or more intensive programs, outpatient treatment allows participants to live at home while attending scheduled therapy sessions. This approach accommodates individuals with milder forms of PTSD or those who require a less restrictive treatment environment. Outpatient programs typically involve one-on-one counseling and other evidence-based interventions.

Florida Blue Cross Blue Shield (BCBS) generally covers outpatient programs for PTSD treatment, ensuring access to the necessary services without facing undue financial strain. By covering outpatient PTSD treatment, BCBS facilitates a more accessible and flexible approach to mental health treatment and support, allowing you or your loved one to receive the care needed while maintaining your regular routines and responsibilities.

EMDR Treatment for PTSD Treatment

EMDR Treatment for PTSD Treatment

Eye Movement Desensitization and Reprocessing (EMDR) is a specialized form of psychotherapy designed to alleviate the psychological distress associated with traumatic memories, particularly in the context of post-traumatic stress disorder (PTSD). During EMDR sessions, individuals engage in bilateral stimulation, often through guided eye movements, while discussing distressing memories.

Florida Blue typically covers EMDR treatment for PTSD, affirming its commitment to providing comprehensive mental health care. For more information on EMDR or any of the abovementioned post-traumatic stress disorder treatment programs, call The Sylvia Brafman Mental Health Center at 877-958-9212.

>Post-Traumatic Stress Disorder Programs Covered by Blue Cross Blue Shield Insurance

PTSD Rehabs in Florida That Accept Blue Cross Blue Shield Insurance

The Sylvia Brafman Mental Health Center specializes in the treatment of post-traumatic stress disorder (PTSD), offering expertise in addressing the unique challenges associated with this condition. Our comprehensive evaluations and ongoing assessments ensure accurate diagnoses, allowing our seasoned medical and clinical teams to provide effective evidence-based treatments tailored to your or your loved one’s unique needs.

Additionally, we may be able to accommodate your Florida Blue Insurance plan, enhancing the accessibility of our services when seeking assistance in managing and recovering from post-traumatic stress disorder. For further details about our specialized PTSD treatment programs and options, call 877-958-9212 or visit our physical location, as detailed below.

>PTSD Rehabs in Florida That Accept Blue Cross Blue Shield Insurance

Types of Post-Traumatic Stress Disorders Covered by Florida Blue Insurance

Florida Blue Insurance provides comprehensive coverage for various kinds of post-traumatic stress disorders, shedding light on the diverse nature of this condition. The coverage extends to a range of PTSD subtypes, encompassing different presentations and manifestations of trauma-related stress, each requiring specialized attention and treatment.

In the following sections, we’ll explore examples of post-traumatic stress disorders typically covered by Florida Blue. These examples illustrate the breadth of coverage and are not a complete list. Explore further to understand the nuances of each subtype and the corresponding treatments available under your Florida Blue plan.

Post-Traumatic Stress Disorder

Post-Traumatic Stress Disorder

PTSD is a psychological condition that may manifest following exposure to or observation of a distressing event. A range of symptoms may be present, including intrusive memories, flashbacks, and nightmares, significantly impacting one’s emotional well-being and overall quality of life. It can affect anyone who’s gone through a distressing event, such as military combat, natural disasters, or accidents.9

Florida Blue typically covers the diagnosis and treatment of PTSD. This coverage includes various therapeutic interventions such as counseling, therapy sessions, and medication management. By providing coverage for PTSD, BCBS aims to support individuals in accessing the necessary mental health services to manage and overcome the effects of trauma, facilitating a path toward healing and recovery.

Complex Post-Traumatic Stress Disorder (CPTSD)

Complex Post-Traumatic Stress Disorder (CPTSD)

Complex Post-Traumatic Stress Disorder (CPTSD) can develop as a result of prolonged exposure to severe and traumatic stressors, often involving recurring interpersonal trauma, such as childhood abuse or neglect. Unlike traditional PTSD, CPTSD is characterized by a broader range of symptoms, including emotional dysregulation, difficulties forming and maintaining relationships, negative self-perception, and a distorted sense of reality.10

Florida Blue typically covers the diagnosis and treatment of CPTSD, underscoring its commitment to supporting individuals in their journey toward healing and acknowledging the importance of specialized care for those affected by complex, enduring trauma.

Dissociative PTSD

Dissociative PTSD

Dissociative PTSD combines dissociative and typical PTSD symptoms, marked by disconnection in thoughts, identity, consciousness, and memory. It involves coping with stress through episodes of depersonalization, derealization, or amnesia, leading to feelings of detachment from oneself and surroundings or memory gaps related to the traumatic event.11

Florida Blue typically covers the diagnosis and treatment of dissociative PTSD. This coverage includes therapeutic interventions aimed at addressing both the dissociative symptoms and the core symptoms of PTSD. Counseling, psychotherapy, and other evidence-based treatments may be part of the comprehensive approach, emphasizing the importance of tailored, specialized care to address the unique challenges presented by dissociative symptoms in the context of post-traumatic stress.

>Types of Post-Traumatic Stress Disorders Covered by Florida Blue Insurance

How Much Does PTSD Treatment Cost Without BCBS Insurance?

Expenses associated with PTSD treatment, when not covered by Florida Blue Cross Blue Shield insurance, can vary significantly. Factors such as the type of treatment chosen, therapy session frequency, and prescribed medications all contribute to the overall costs. Out-of-pocket expenses may encompass fees for psychotherapy sessions, medication costs, and additional charges for diagnostics or consultations.

For example, for eye movement desensitization and reprocessing (EMDR) treatment, you can anticipate a session cost ranging from $150 to $250. While this may seem high, EMDR is typically not a prolonged process, and clients often experience the effects and initial relief in as few as three sessions.12 Additionally, the costs for a 30-tablet supply of a prescribed 50mg daily sertraline dosage, the generic name for Zoloft®, can range between $18 and $32. In contrast, acquiring a 30-tablet supply of the brand-name 50mg Zoloft® incurs a higher cost, approximately around $416.13

The provided estimates are approximate. To maximize the benefits of your Florida Blue Cross Blue Shield plan, it’s crucial to identify in-network providers and understand your policy specifics. For an accurate assessment of post-traumatic stress disorder (PTSD) treatment expenses and to address the question, “How much does BCBS cover for therapy?” call 877-958-9212.

How To Check My Florida Blue Health Insurance Coverage Levels

For a comprehensive assessment of your Florida Blue health insurance coverage levels, don’t hesitate to contact us at 877-958-9212. Our dedicated team of patient advocates at The Sylvia Brafman Mental Health Center is ready to engage with Florida Blue member services on your behalf to confirm the specifics of your coverage.

Next, we’ll guide you through your policy details, offering detailed insights into the available treatment options, program choices, and out-of-pocket expenses, such as copayments and deductibles. Your understanding and informed decisions about your mental health treatment are our top priorities.

  • A professor of public health at the University of San Francisco stated in 2018 that between 5% to 10% of those who survived a storm, such as hurricanes, would experience PTSD symptoms within the first six months.14
  • After the 2004 Florida hurricanes, the prevalence rates were 3.6% for PTSD, 5.5% for generalized anxiety disorder, and 6.1% for major depressive episodes. The risk factors showed some variation among disorders, except for the consistent impact of prior exposure to traumatic events, which heightened the risk for all adverse outcomes.15
  • Florida Senate Bill 376, signed into law by Governor Rick Scott on March 27, 2018, stipulates that PTSD suffered by a first responder can be considered an occupational disease eligible for workers’ compensation benefits under specific circumstances.16
  • The Social Security Administration recognizes PTSD as a disability.17
  • K9 Partners for Patriots provides veterans with a complimentary six-month training program in Brooksville, Florida. This initiative teaches veterans how to train a K-9 companion that ultimately becomes their working service dog. Equipped with the unique ability to respond positively to the scent of adrenaline, these K-9s serve their veterans 24/7, helping them manage PTSD triggers by drawing attention and guiding them back to the present, alleviating severe anxiety and stress.17
  • Among individuals diagnosed with PTSD, approximately 22.3% exhibit severe symptoms.18
  • Roughly one-third of individuals who undergo severe trauma will develop PTSD.19
  • Approximately one in 11 individuals is projected to receive a diagnosis of PTSD during their lifetime.20
  • Females exhibit twice the likelihood of experiencing PTSD compared to males, and three ethnic groups – U.S. Latinos, African Americans, and Native Americans/Alaska Natives – are disproportionately affected, displaying higher rates of PTSD than non-Latino whites.
  • The World Health Organization (WHO) estimates that 3.6% of the world population experiences PTSD in a given year.21
  • Depressive disorders, substance use disorders, and other anxiety disorders are the most prevalent comorbid diagnoses associated with PTSD.22


  1. “Post-Traumatic Stress Disorder.” National Institute of Mental Health (NIMH), Accessed 10 Dec. 2023.
  2. “PTSD: National Center for PTSD.” U.S. Department of Veterans Affairs, Accessed 10 Dec. 2023.
  3. “What Is Posttraumatic Stress Disorder (PTSD)?” American Psychiatric Association, Nov. 2022,
  4. “Our Story | History and Information | Florida Blue.” Florida Blue, Accessed 5 Dec. 2023.
  5. “The BlueCard Program.” Florida Blue | Blue Cross Blue Shield, Accessed 12 Sept. 2023.
  6. Blue Cross Blue Shield Association. “BlueOptions: Enrollment Guide for Group Employees.” Blue Cross Blue Shield Florida, Accessed 11 Sept. 2023.
  7. “Better You Strides | Rewards Program | Florida Blue.” Florida Blue, Accessed 11 Sept. 2023.
  8. Blue Cross and Blue Shield of Florida, Inc. “There Is No Health Without Mental Health.” Florida Blue, Accessed 8 Dec. 2023.
  9. “Post-Traumatic Stress Disorder (PTSD).” National Institute of Mental Health (NIMH), Accessed 10 Dec. 2023.
  10. “CPTSD (Complex PTSD).” Cleveland Clinic, Accessed 10 Dec. 2023.
  11. Lanius, Ruth, MD, PhD, et al. “Dissociative Subtype of PTSD.” U.S. Department of Veterans Affairs, Accessed 10 Dec. 2023.
  12. Miller, Rachael, LCPC, NCC, EAC. “EMDR Online: How It Works & Who It’S Right For.” Choosing Therapy, 8 Aug. 2023,
  13. Sacks, Rachel. “How to Get Antidepressants Without Insurance.” Hers, 9 Sept. 2022,
  14. Neely, Samantha, and Amy Bennett Williams. “Struggling After Hurricane Idalia? How to Get Help for Hurricane-related PTSD Symptoms.” Fort Myers News-Press, 31 Aug. 2023,
  15. Acierno, Ron, et al. “Psychological Sequelae Resulting From the 2004 Florida Hurricanes: Implications for Postdisaster Intervention.” American Journal of Public Health, vol. 97, no. Supplement_1, Apr. 2007, pp. S103–08.
  16. “CS/CS/SB 376 (2018) –  Workers’ Compensation Benefits for First Responders.” FLORIDA HOUSE OF REPRESENTATIVES, Accessed 10 Dec. 2023.
  17. Jakab, Jackie. How PTSD Can Qualify for Disability Benefits. 1 Sept. 2023,
  18. Laskoski, By Gregg. “For Florida Veterans With PTSD, Puppies Not Pills | Column.” Tampa Bay Times, 27 June 2023,
  19. Kessler, Ronald C., et al. “Prevalence, Severity, and Comorbidity of 12-Month DSM-IV Disorders in the National Comorbidity Survey Replication.” Archives of General Psychiatry, vol. 62, no. 6, June 2005, p. 617.
  20. “Causes – Post-traumatic Stress Disorder.” National Health Service UK, 31 May 2022,
  21. “What Is Posttraumatic Stress Disorder (PTSD)?” American Psychiatric Association, Nov. 2022,
  22. “WHO Releases Guidance on Mental Health Care After Trauma.” World Health Organization, 6 Aug. 2013,
  23. Brady, K T et al. “Comorbidity of Psychiatric Disorders and Posttraumatic Stress Disorder.” PubMed, 2000,

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