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Does United Healthcare Cover Mental Health Therapy Treatment in Florida?

The Sylvia Brafman Mental Health Center, a renowned mental health and dual diagnosis treatment facility in Fort Lauderdale, Florida, accepts United Healthcare insurance for therapy and rehab treatments. Recognized for our clinical excellence, we specialize in addressing a broad range of mental health disorders, including depression, anxiety disorders, bipolar disorder, schizophrenia, OCD, PTSD, BPD, eating disorders, and substance use disorder. Our commitment is to make our top-tier, evidence-based mental health treatments accessible to as many individuals as possible.

Our comprehensive treatment programs, which include a Partial Hospitalization Program, an Intensive Outpatient Program, and an Outpatient Program, are designed with the utmost care and expertise. Each program integrates clinical, psychiatric, and therapeutic support to create a personalized treatment plan for you. If you have United Healthcare mental health insurance and are seeking help for any of these conditions, we encourage you to contact us directly or fill out our online form to check your insurance coverage levels. Our compassionate and experienced team is ready to guide you on your journey towards recovery. Let us help you navigate through this challenging time and reclaim your life.

Does United Healthcare Cover Mental Health rehab?

United Healthcare in Florida provides insurance coverage for a variety of healthcare services, such as mental health therapy treatment. The specifics of your coverage depend on factors such as your policy and whether or not the provider is part of the United Healthcare network. Below is the necessary information to help you understand United Healthcare insurance coverage.

Check Your United Healthcare Insurance Coverage

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Who is UHC?

UnitedHealth Group, with over 330,000 employees and a presence in more than 130 countries, is one of the world’s largest healthcare companies. UnitedHealthcare (UHC) provides a wide range of health products and services to individuals, employers, and government-sponsored programs with headquarters in Minnesota.

United Healthcare offers a range of health insurance plans in Florida, including the following: 

  • United Healthcare Individual Plans
  • United Healthcare Family Plans
  • United Healthcare Group Plans
  • United Healthcare Medicare Advantage Plans
  • United Healthcare Medicare Supplement Plans
  • United Healthcare Medicaid

In conjunction with United Healthcare plans, the company also offers additional services and resources to its members, such as United Healthcare wellness programs, nurse hotlines, and online tools. There is also an online United Healthcare member portal and mobile app to manage accounts, find healthcare providers, check claims, and access educational resources.

With a vast network of United Healthcare providers, including doctors, hospitals, specialists, and pharmacies in Florida, members often can choose healthcare providers within the network or seek out-of-network care. However, out-of-network care may come with higher costs.

Some United Healthcare Brands, Products and Services

Some United Healthcare Brands, Products and Services

United Healthcare offers a comprehensive array of health insurance brands, products, and services designed to meet the diverse healthcare needs of individuals and families in Florida. Their commitment extends to behavioral health services, pharmacy benefits, and wellness programs, reflecting their dedication to enhancing the well-being of their members through accessible and tailored healthcare solutions.

Below are a few examples of UHC brands, products, and services:

  • UnitedHealthcare is the primary brand name under which UHC offers a wide range of health insurance plans, including individual and family plans, employer-sponsored plans, and Medicare Advantage and Supplement plans.
  • UnitedHealthcare Community Plan provides Medicaid-managed care services in Florida for eligible low-income individuals and families.
  • UnitedHealthcare Dual Special Needs Plan combines Medicare and Medicaid coverage for dual-eligible individuals in Florida. These plans are tailored to individuals who may require additional assistance due to disabilities, aging, or health-related conditions.
  • United Healthcare Pharmacy Benefits include prescription drug coverage and access to a network of pharmacies.
  • UnitedHealthOne offers individual and family health insurance plans, dental and vision coverage, and other ancillary products.

Golden Rule Insurance Company is a subsidiary of United Healthcare that offers individual health insurance plans and short-term medical coverage in Florida.

>Who is UHC?

Who is UHC?

Florida and Mental Health Statistics

Florida and Mental Health Statistics

Florida faces significant challenges in its mental health landscape. The state is home to approximately 490 mental health treatment facilities but ranks last among U.S. states in per capita support for mental health services. Moreover, Florida is among the ten states with the least access to mental health care and higher incarceration rates.

Surprisingly, despite these concerning statistics, Florida was ranked in 2022 as having one of the country’s lowest prevalences of mental illness. Nonetheless, the data reveals a critical gap in care, as 63.5% of the 1,823,000 adults in Florida with any mental illness did not receive treatment in the same year. Addressing these disparities is crucial to improving mental health outcomes and access to care in the state.

Exploring The Sunshine State and its Southern Cities

Exploring the Sunshine State and its Southern Cities

Southern Florida has charming cities like Miami, the melting pot of culture with a lively nightlife scene, upscale dining, and beautiful Art Deco architecture. It’s an attractive destination for visitors who love the warmth of the sun. Hollywood provides a tranquil atmosphere, allowing visitors to retreat from the busy and chaotic aspects of their daily routines.

Fort Lauderdale, also known as the “Venice of America,” is a favorite spot for boating enthusiasts, thanks to its intricate waterways. Meanwhile, Pompano Beach is a picturesque haven for avid anglers and water sports enthusiasts, offering a thrilling range of aquatic activities amongst stunning natural scenery. Finally, Boca Raton has established itself as a luxurious retreat with high-end resorts, world-class championship golf courses, and upscale shopping districts.

What is United Healthcare Rehab Insurance Coverage?

United Healthcare includes rehab insurance coverage as part of its health benefits, which usually encompasses substance abuse, mental health treatment, and behavioral health services. This coverage extends to in-network inpatient or outpatient rehab programs, therapy, and medication-assisted treatment. For a thorough understanding of your UHC mental health rehab insurance benefits, call 877-958-9212.

Does United Healthcare Health Cover Rehab?

Yes, United Healthcare typically covers rehabilitation services as part of its behavioral health benefits. The Affordable Care Act (ACA) mandates that long-term health insurance plans must offer coverage for ten essential healthcare services, which include mental health and substance use treatment.

The coverage you receive and the amount you need to pay from your pocket will vary according to your specific UHC plan. It is recommended to select a treatment center that is a part of the UnitedHealthcare provider network, if possible, to ensure lower out-of-pocket expenses. For precise details and information regarding your United Healthcare insurance coverage for rehabilitation, call 877-958-9212.

Does United Healthcare Cover Therapy for Mental Health Treatment?

UnitedHealthcare generally covers mental health therapy treatment as part of its health insurance plans. According to the Affordable Care Act (ACA), mental health therapy is considered an essential health benefit, and insurance providers such as UnitedHealthcare are required to provide coverage for mental health services, including therapy.

United Healthcare Behavioral Health Services is a specialized UHC division that provides its members with mental health and substance abuse services. The importance of behavioral health services has gained significant recognition in recent years due to increased mental health awareness and the need for comprehensive care. UHC aims to address these needs by offering various mental health resources and support.

UHC also offers access to a network of mental health professionals, including psychiatrists, psychologists, counselors, and therapists. They may also provide telehealth options for therapy sessions, making it more convenient to access mental health care.

The coverage specifics, such as copayments, deductibles, and the number of therapy sessions covered, may vary depending on your UHC policy. Therefore, it’s essential to review your plan documents or contact United Healthcare directly to understand the details of your mental health therapy coverage, including which therapists or providers are in-network. You can also call 877-958-9212 if you still wonder, “What does United Healthcare cover for mental health?” Or “How many therapy sessions does UHC cover?” Our helpful patient advocates are happy to assist in accessing the details of your mental health insurance coverage.

Mental Health Programs Covered by United Healthcare Insurance

Mental Health Programs Covered by UHC

UnitedHealthcare typically covers a variety of mental health and substance abuse treatment programs, including outpatient counseling, inpatient care, medication management, and intensive outpatient programs. Coverage details can vary depending on the specific plan and its terms. Call 877-958-9212 for accurate information on The Sylvia Brafman Mental Health Center programs and services.

United Healthcare Coverage for Partial Hospitalization Programs

A partial Hospitalization Program (PHP) is a structured, intensive treatment that provides therapy and support during the day while allowing individuals to return home or to a stable environment in the evenings. It offers a higher level of care than outpatient treatment but is less restrictive than inpatient hospitalization. UHC typically provides coverage for PHPs.

United Healthcare Coverage for Intensive Outpatient Program

Intensive Outpatient Programs (IOPs) are structured treatment programs that offer comprehensive therapy and support for individuals facing mental health challenges. These programs provide a more robust level of care than standard outpatient services while allowing participants to live at home and maintain daily routines. UHC typically offers coverage for this type of treatment.

United Healthcare Coverage for Outpatient Program

Outpatient programs provide therapeutic services like counseling and mental health support to individuals dealing with mental health disorders. Unlike inpatient or residential programs, outpatient care allows participants to receive treatment while continuing to live at home and engage in their daily activities. United Healthcare typically provides partial or complete coverage for various outpatient programs and services.

What Type of Mental Health Disorders Does United Healthcare Cover?

United Healthcare offers coverage for a range of mental health disorders, providing crucial support to its members. While the below is not an exhaustive list, the coverage typically extends to psychiatric conditions like depression, anxiety, and bipolar disorder. Understanding your coverage specifics is essential when seeking mental health treatment.

Common Mental Health Disorders Covered by United Healthcare Insurance

Treatment for Bipolar Disorder and Cyclothymia

Bipolar Disorder is a mental health condition characterized by extreme mood swings, including manic highs and depressive lows. Cyclothymia is a milder form of bipolar disorder, involving less severe mood changes but persistently shifting between periods of hypomania (elevated mood) and mild depression. Both conditions impact a person’s daily life and require proper management and treatment.

United Healthcare typically provides coverage for the treatment of these mood disorders. This coverage often includes a range of treatments, including therapy and medication, to manage symptoms and improve overall mental and emotional well-being. Specific coverage details can vary from policy to policy, so review your policy documents or call 877-958-9212.

Treatment for Borderline Personality Disorder (BPD)

Borderline Personality Disorder (BPD) is a mental health condition characterized by pervasive instability in mood, self-image, and interpersonal relationships. Individuals with BPD often experience intense emotional highs and lows, have difficulty regulating emotions, and may engage in impulsive and self-destructive behaviors. Therapy and support are essential components of treatment for BPD.

UHC typically offers coverage for BPD. This coverage may include psychotherapy techniques and medication to assist individuals in managing the challenges associated with BPD and improving psychological health. Coverage details can vary, so reviewing policy documents or calling 877-958-9212 for precise information regarding BPD treatment coverage is advisable.

Treatment for Anxiety Disorder

Anxiety is a common mental health condition characterized by excessive worry, fear, and nervousness. It can manifest in a variety of forms, including generalized anxiety disorder, social anxiety disorder, and specific phobias. Physical symptoms may include rapid heart rate, sweating, and restlessness. Anxiety can significantly impact daily life but is treatable through therapy, medication, and lifestyle changes.

UHC generally covers anxiety treatment. This coverage often includes cognitive-behavioral therapy (CBT), counseling, and medication options to assist individuals in managing symptoms and improving their mental well-being. The specific coverage details can vary. Review your policy documents or call 877-958-9212 for accurate information regarding anxiety treatment coverage under United Healthcare Insurance.

Treatment for Depression

Depression is a mental health disorder marked by enduring emotions of sorrow, despair, and a diminishing interest in once-enjoyed activities. It can also lead to physical symptoms like fatigue and changes in appetite or sleep patterns. Depression can disrupt daily life and requires treatment, which may include therapy, medication, or lifestyle changes to improve overall wellness and mental health.

United Healthcare typically provides coverage for the treatment of depression. This coverage often includes various therapeutic options, such as counseling, psychotherapy, and medication, to assist individuals in managing depression symptoms. The coverage details may vary. For accurate information, review your policy documents or call 877-958-9212.

Treatment for Post-Traumatic Stress Disorder (PTSD)

Post-Traumatic Stress Disorder (PTSD) is a mental health condition that may emerge following exposure to or observing a traumatic incident. Symptoms may include flashbacks, nightmares, anxiety, and avoidance of reminders of the event. PTSD can significantly affect daily life and functioning. Treatment often involves therapy and sometimes medication to help individuals cope with and overcome the effects of trauma. 

UHC typically offers coverage for PTSD treatment. This coverage may include a range of therapeutic interventions, such as psychotherapy and medication, aimed at equipping individuals with coping strategies for effective stress management and healthy cognitive function. However, the coverage details can vary by plan, so review your policy documents or call 877-958-9212.

Rehabs in Florida That Accept United Healthcare Insurance

The Sylvia Brafman Mental Health Center in South Florida is a rehab facility that might be able to take your UnitedHealthcare Insurance coverage to cover the cost of your treatment. Our experienced medical and clinical team is dedicated to precise diagnoses, effective treatment strategies, mental health advocacy, and empowering support for individuals to overcome challenges.

For more details about our services, the admissions process, and more, call 877-958-9212. One of our compassionate patient advocates will be standing by to assist you in the next steps toward recovery. You can also visit our physical location at the following address:

  • The Sylvia Brafman Mental Health Center: 7710 NW 71st Ct, Tamarac, FL 33321, United States
>Rehabs in Florida That Accept United Healthcare Insurance

Does United Healthcare Cover Dual Diagnosis Treatment?

United Healthcare often provides coverage for dual diagnosis treatment, which involves simultaneously addressing substance use and mental health disorders. However, coverage specifics can vary depending on the specific insurance plan and its terms. Dual-diagnosis treatment typically includes a combination of therapy, medication, and support to help individuals manage both conditions effectively. 

To understand the extent of coverage for dual diagnosis treatment, review your policy documents, contact United Healthcare directly, or call 877-958-9212 to learn more about our world-class dual diagnosis programs.

How Much Does Rehab Cost with UHC Insurance?

The cost of rehab in Florida with United Healthcare (UHC) insurance can vary depending on several factors. Your specific UHC plan, in-network or out-of-network providers, the type and duration of treatment, deductibles, and copayments all play a role. Some plans may require prior authorization, and there might be financial assistance options.

For an accurate estimate of your costs, contact UHC directly or call 877-958-9212 to understand how your insurance coverage applies to your specific treatment needs.

How To Check My UHC Health Insurance Coverage Levels

How To Check My UHC Health Insurance Coverage Levels

To check your UHC coverage levels, log into the United Healthcare member portal. There, you can access your coverage summary, which provides details on deductibles, copayments, and coinsurance. Additionally, our patient advocates are prepared to guide you through every step of the process – call 877-958-9212.

How Many Times Will UHC Pay for Rehab?

How Many Times Will UHC Pay for Rehab?

The extent of United Healthcare's coverage for rehab can vary based on your specific plan and personal requirements. While some plans may set an annual limit on the number of covered rehab days, others may offer unlimited coverage. However, even with unlimited coverage, pre-authorization and additional criteria may still be necessary. Call 877-958-9212 for further information or contact UHC directly.

Rehab and Mental Health Statistics in Florida

Rehab and Mental Health Statistics in Florida

  • There are approximately 490 mental health treatment facilities in Florida.
  • Florida ranks last among the states in terms of per capita support for mental health services.
  • Suicide rates in Florida are higher than homicide rates in 62 of the state's 67 counties, with 93% of the state experiencing more suicides than homicides in 2016.
  • Florida is one of ten states with the least access to mental health care and higher rates of incarceration.
  • 7.99% of adults in Florida report having a substance use or alcohol problem.
  • In 2022, Florida was ranked as having one of the country's lowest prevalences of mental illness.
  • Sixty-three and a half percent of the 1,823,000 adults in Florida with any mental illness (AMI) in 2022 did not receive treatment.


  1.  “Mental Health in Florida: The Facts.” Florida Health Behavioral Association, Accessed 23 Sept. 2023.
  2. Warren, Darice. “The State of Mental Health in America 2022: Adult Prevalence and Access to Care - NextStep Solutions.” NextStep Solutions, 6 Dec. 2021,
  3.  Reinert, M, Fritze, D. & Nguyen, T. “The State of Mental Health in America 2022.” Mental Health America, Accessed 23 Sept. 2023.


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