What is HealthSmart Rehab Insurance Coverage?
HealthSmart is not an insurance provider and, therefore, does not provide rehab insurance coverage. However, HealthSmart collaborates with insurance carriers or self-funded employers that offer rehab insurance coverage as a part of their employee benefits package. Rehabilitation insurance coverage refers to the extent to which a health insurance policy covers expenses incurred for rehabilitation services.
These services include inpatient care, outpatient rehabilitation programs, detoxification, counseling, psychotherapy, aftercare, and more. The coverage level can be influenced by various factors, such as the type of insurance policy, the specific rehabilitation treatments required, and other relevant considerations.
Does HealthSmart Cover Rehab?
Yes. HealthSmart insurance plans offer coverage for rehabilitation programs and services. Still, the level of coverage may differ based on the specifics of your policy, whether the facility is in or out-of-network, the length of your stay, and other factors. To minimize your out-of-pocket expenses, select a treatment center that is a part of the HealthSmart Physician & Ancillary Network.
For accurate information regarding your rehabilitation coverage, please call 877-958-9212.
Does HealthSmart Cover Therapy for Mental Health Treatment?
HealthSmart typically offers coverage for therapy for mental health in a similar way as substance abuse treatment. Not all types of therapy treatments or durations may be covered. You can expect HealthSmart to cover a portion of the cost of mental health care, as the Affordable Care Act (ACA) deems mental health as one of the essential health benefits.
If you are still wondering, “What type of insurance is HealthSmart?” or “What is covered by my HealthSmart Insurance?” we are here to help! Review your insurance plan documents, contact HealthSmart, or call us for details about your mental health insurance coverage.
Mental Health Programs Covered by HealthSmart Insurance
HealthSmart’s mental health benefits may encompass inpatient care, outpatient therapy, counseling, medication management, wellness initiatives, and other programs and services. The coverage specifics can differ based on the policy and its terms, among other factors. We encourage you to reach out to one of our helpful patient advocates at The Sylvia Brafman Mental Health Center at 877-958-9212 for additional information.
HealthSmart Coverage for Partial Hospitalization Programs
A Partial Hospitalization Program (PHP) is a structured and intensive treatment method that provides therapy and support during the daytime, allowing individuals to return to their homes or stable environments in the evenings. PHPs offer a higher level of care than outpatient treatment but are less restrictive than inpatient hospitalization. Typically, HealthSmart offers coverage for PHPs.
HealthSmart Coverage for Intensive Outpatient Program
Intensive Outpatient Programs (IOPs) are structured treatment programs tailored to offer comprehensive therapy and support for individuals facing mental health challenges. These programs provide a more intensive level of care compared to standard outpatient services, allowing participants to live at home and maintain their daily routines. HealthSmart typically offers coverage for these treatment programs.
HealthSmart Coverage for Outpatient Program
Outpatient programs provide therapeutic services, including counseling and mental health support, for individuals dealing with mental health disorders. Unlike inpatient or residential programs, outpatient care allows individuals to receive treatment while continuing to live at home and maintain their daily routines. HealthSmart typically offers coverage for various outpatient programs and services.
HealthSmart Coverage for EMDR Therapy
Eye Movement Desensitization and Reprocessing (EMDR) therapy is a specialized psychotherapy approach aimed at helping individuals process and recover from traumatic or distressing experiences. Initially developed for post-traumatic stress disorder (PTSD) treatment, EMDR has since demonstrated its effectiveness in addressing various mental health disorders, including anxiety and depression.
EMDR therapy aims to reprocess traumatic memories that can become stuck in the brain, causing emotional and psychological distress. The eight-phase process includes bilateral stimulation, such as moving fingers back and forth or using auditory tones, to help the brain integrate these memories more effectively. HealthSmart typically provides coverage for EMDR therapy. However, reviewing your policy documents for more accurate information is essential.