GEHA Health Insurance Borderline Personality Disorder (BPD) Therapy & Treatment

Can Someone Get Disability For BPD?

Yes, BPD can qualify as a disability for issues related to health insurance. This is especially true if your BPD limits your ability to function at work or even to maintain employment. Many health insurance plans recognize BPD as the serious mental health condition that it is, and as a result, offer coverage for the disorder.

If your BPD symptoms are so severe that you are unable to work effectively or hold down a job, you may qualify for disability benefits, though the process can be difficult and take some time. For help determining if you qualify, and how to proceed with the next steps, call Sylvia Brafman at (877) 958-9212.

Ft. Lauderdale’s Favorite Places of Interest

Florida is well-known for its beaches, and Fort Lauderdale is no exception. Known as “The Venice of America,” Fort Lauderdale offers plentiful opportunities to take in the element, whether relaxing at the beach, exploring the Everglades, or traversing the city’s canals by gondola.

But the city has other things to offer, too. Visit the Museum of Discovery for an adventure, or wander the gardens of the Bonnet House Museum. Stroll along the riverwalk, or do some shopping and dining along the vibrant Las Olas Boulevard. Fort Lauderdale may be best known for its beaches, but there is much more to discover.

Details and Info on GEHA Insurance Brands, Product Lines and Service Offerings

GEHA offers a broad range of mental health services, but the extent of your coverage depends on the specifics of your plan. It is prudent to research and understand the differences between these GEHA plans and the services they cover to ensure you receive the best care tailored to your individual needs.

• Standard Option (FEHB Plan): This plan covers mental health services such as therapy and psychological services, and may include medication management. It provides access to a network of mental health professionals, including Sylvia Brafman, and offers a foundational level of care.
• High Option (FEHB Plan): This plan offers more extensive coverage for specialized mental health care, including intensive outpatient or inpatient treatment. Sylvia Brafman’s services may be covered under this plan, ensuring access to higher-level care for more complex issues.
• GEHA’s HSA (Health Savings Account) Option: With an HSA, GEHA members can combine a high-deductible health plan with a tax-advantaged savings account in the form of a debit card. An HSA can also cover other over-the-counter medical expenses, such as drugstore pain relief medication. This option provides flexibility to manage mental health-related expenses, including services offered by Sylvia Brafman.
• GEHA’s Preventive Care Coverage: GEHA’s preventive care services include coverage for evaluations or screenings that can identify potential mental health concerns early. Sylvia Brafman can assist you with these proactive screenings and assessments to support your mental well-being long-term.
• Telehealth Services: GEHA offers telehealth services, enabling you to access counseling and therapy from the comfort of your own home. If you’re unable to visit us in person, remote psychiatric services from Sylvia Brafman may be a convenient option for you.

What is GEHA Mental Health Insurance Coverage?

mental health in Florida?” is a resounding yes. The 2008 Mental Health Parity Act ensures that mental health conditions are covered at the same level as physical or preventative health conditions.

However, the extent of mental health insurance coverage will depend on various factors including the specific diagnosis you receive, the treatment program you plan to attend, and the particulars of your insurance policy. But do not fear, we can help you verify your mental health insurance coverage to let you know how you are covered.

Residential Coverage for BPD

Residential treatment for BPD provides a safe and structured environment to dedicate yourself to BPD crisis management techniques. Residing at the facility full-time, you will have constant, 24/7 care, which can be extremely beneficial in the most severe cases where BPD and self-harm are linked. Residential care will include individual and group therapy, development of emotional regulation skills, and medication, if required.

GEHA plans, and in particular the high-option FEHB plan, frequently cover some level of residential treatment for BPD. The extent of coverage will depend on several components, including the specifics of your plan and medical necessity. Reach out to GEHA directly or to us for help understanding if your GEHA plan covers residential treatment for BPD.

Intensive Outpatient Coverage for BPD

An Intensive Outpatient Program (IOP) for BPD will provide concentrated treatment in a shorter period. You will have the flexibility to live at home, work, and attend treatment for only a few hours a day, four to six days each week. In treatment you will work to balance your BPD and emotional regulation skills, working towards more stability. 

GEHA policies typically cover IOP treatment to some extent, but your insurance will ultimately determine final coverage levels. Contact us to learn more about IOP BPD treatment with coverage by a GEHA plan.

Partial Hospitalization Coverage for BPD

A Partial Hospitalization Program is a step below residential programs but above IOPs. PHPs require more of a time commitment (several hours per day, five to seven days per week), but you will return home at the end of each day. If you want effective, intensive BPD care but still require some flexibility, a PHP might be for you.

PHP treatment for BPD is typically covered by GEHA, but the specifics of that coverage are based on your plan and if your insurance deems PHP treatment medically necessary. Understanding the full scope of your insurance plan can help to get a sense of what will and will not be covered. If you need help unraveling that, contact us, we are happy to help.

Outpatient Coverage for BPD

Outpatient treatment is likely what you think of when you think about therapy. With outpatient, you only spend one or two hours per week in individual therapy with a mental health professional. If you’re transitioning out of a more intensive level of care or just require some mental health upkeep, outpatient is the way to go.

GEHA covers outpatient treatment for borderline personality disorder and the chances of your claim being denied are lower, assuming your provider is covered by the policy. While the specifics of your plan may vary, outpatient treatment is commonly covered by GEHA. Have more questions? Feel free to contact us for clarity.

Dialectical Behavior Therapy (DBT) in Florida

Dialectical Behavior Therapy (DBT) was originally developed to treat borderline personality disorder, and it’s now the first-line therapy used by mental health professionals. Your therapist will work with you to accept your circumstances and emotions and help you find a sense of balance between what you can change and what you cannot. GEHA typically offers coverage for DBT.

Cognitive-Behavioral Therapy (CBT) in Florida

Cognitive-Behavioral Therapy (CBT) is another modality that is frequently used for BPD treatment. CBT focuses on identifying and challenging negative thought patterns, working to replace them with a healthier mindset. Through CBT you can understand your emotions and work toward making positive emotional changes. CBT is often covered by GEHA policies.

Group Therapy in Florida

BPD and relationship issues are sadly common due to the unstable features of the condition. Group/family therapy sessions can help gain support from peers, decrease feelings of isolation, develop understanding, improve communication, and resolve conflict. Friend and family support for BPD are vital, and group therapy opportunities help foster those relationships. GEHA generally offers coverage for group therapy.