GEHA Health Insurance for Family Therapy, Treatment, and Counseling in Florida

What Are Some Brands, Product Lines, and Services from GEHA?

GEHA provides a range of mental health services to suit your needs, though the level of coverage you receive depends on your specific GEHA plan. It’s important to carefully review and understand the differences between GEHA plans to make sure that you get the best care tailored to your family’s needs. Here is a breakdown of the plans of GEHA: 

• Standard Option (FEHB Plan): This plan covers most basic mental health services including therapy, counseling, and psychological services. Some medications may also be covered under this plan. Additionally, with the standard plan you have access to a large network of mental health professionals to provide you with a base level of care. 
• High Option (FEHB Plan): This high option plan offers more extensive and comprehensive coverage for specialized mental health care needs, including intensive outpatient, partial hospitalization, or inpatient treatment. You have access to a number of qualified providers, ensuring access to higher-level care for more complex life issues.
• GEHA’s HSA (Health Savings Account) Option: With the HSA option, GEHA members have a high-deductible health plan combined with a tax-free savings account. The HSA can also cover other medical expenses such as pain relief medications, toothpaste, and bandages, offering flexibility in managing health-related costs.
• GEHA’s Preventive Care Coverage: GEHA offers preventive care coverage for evaluations and screenings that help detect potential issues early, giving you the ability to address your health proactively.
• Telehealth Services: GEHA offers telehealth services, allowing you to access counseling and therapy remotely via your computer. If you require flexibility, remote health services, including family therapy, may be a convenient alternative.

Does GEHA Health Insurance Cover Family Therapy and Counseling Around Ft. Lauderdale, FL?

Our patient advocates get asked this a lot – “Does GEHA cover family therapy in Florida?” Luckily, we are typically able to say yes. Family therapy and counseling are covered if you are insured by a GEHA plan, but the extent of the support you receive will depend on the details of your insurance policy. 

To be prepared and know the exact cost of family therapy treatment with GEHA insurance, we recommend researching the specifics of your insurance policy, including the fine print. You will want to fully understand the premiums, deductibles, exclusions, and copays associated with your policy, as well as any prior authorization requirements. Often, medical necessity needs to be determined to receive coverage for family therapy.

If you need help understanding the intricacies of your insurance plan, our patient advocates are happy to assist you. Contact us today. 

Common Problems Covered by GEHA Insurance for Family Therapy?

Family therapy may sound straightforward, but there are actually many components that can add complexity. Every family dynamic is unique, so your therapy sessions are also going to be tailored to your family’s unique needs. Here are some of the common issues addressed in family therapy that are covered under GEHA insurance plans. 

• Communication difficulties:  Family therapy teaches effective communication skills to create deeper understanding and connection among family members.
• Marital or relationship conflicts: Couple therapists can act as a mediator and help navigate conflicts, improve communication, build trust, and create more meaningful connections. 
• Parent-child conflicts: Family therapy can heal parent-child relationships, promote respect, and create positive associations between child and parent.
• Behavioral issues in children or adolescents: Therapists work with families to identify underlying causes of behavioral issues and create more positive patterns of behavior. 
• Divorce or separation: Therapy can be vital during tough transitions such as divorce or separation. Counseling helps families express their emotions healthily, embrace new family rhythms, and create harmony among all parties.
• Blended family challenges: Therapists can help resolve conflicts, create connections, assist with adjustments, and bring a sense of peace to a blended household. 
• Trauma and loss: Therapy provides a safe space for families in the midst of processing grief or healing in some way, offering emotional support and coping techniques, and prioritizing resilience.  
• Mental health issues:  Family counseling can help address mental health concerns within the family, offering support, resources, and treatment solutions.
• Substance abuse: Therapy helps families navigate the difficult nature of substance use disorder by helping to navigate complex emotions, set boundaries, and provide recovery support. 
• Interpersonal conflicts among family members: Therapists often act as mediator, facilitating constructive discussions to resolve conflict and improve interpersonal relationships.
• Lack of cohesion or unity: Therapy strengthens connection, encourages empathy, and promotes a team mentality among family members. 
• Parenting challenges: Therapists can offer parenting support and provide parents with strategies, disciplines, and new ways of communicating to incorporate into their home life. 

Structural Family Therapy Coverage

Structured therapy is a specialized approach that strives to understand all of the small interactions and dynamics that contribute to the larger family system. The therapist will guide your family in identifying and confronting communication patterns and behaviors that are harmful to the family unit. Structural family therapy can help to establish improved relationships and family dynamics by acknowledging and addressing the habitual roles in your family.

Therapists will help your family reorganize the inner structures of your dynamic through targeted exercises and productive conversations. By focusing on the foundation of the family and addressing issues impacting the framework, your family will be able to move forward with an improved structure, healthier communication, and enhanced relationships.

Traditional Family Therapy Coverage

Traditional family therapy is a commonly used approach that helps the entire family address negative patterns and challenges. All family members are involved in collaborating to discuss and resolve issues. The therapist will help you understand your family’s unique dynamics and recognize any contributing factors that might explain regular behaviors. 

Traditional family therapy focuses on how the unique perspectives and feelings of each individual influence one another and perpetuate patterns. By focusing on the family as a unit, rather than a group of individuals, traditional therapy creates a teamwork mentality that benefits all of you long-term. 

Parent-Child Counseling Support

Parent-child counseling hones in on the relationship between parents and their children. The therapist will help you to develop mutual respect, healthier communication, better conflict-resolution skills, and ultimately, improve the relationship. This form of therapy helps to understand and address behavior issues and emotional difficulties, creating a stronger bond between parent and child, and improving the family as a whole. 

Parent-child connections can be notoriously fraught. This form of counseling provides a safe space to discuss issues openly and without judgment. Parent-child counseling can help both parents and children feel more harmony in their dynamic.

Blended Family Therapy Coverage

Blended families are created through remarriage, bringing two separate established family units together to merge into one. Sometimes, these transitions can be difficult, and a therapist will work with all members of your new family to address any challenges that may arise during this blending process. 

Blended family therapy strives to address the differences between the two individual family units, and utilizes communication and conflict resolution to create a new, cohesive dynamic. Therapists will work with individuals in addition to your family as a whole to work through the adjustment period, aiming to make sure that everyone feels that they belong in this new blended family.

Family Systems Therapy Support

Family systems therapy first focuses on the established connections, patterns, and dynamics of the family units, then zooms in with the perspective that the family is an interconnected system, with each family member influencing one another. You will analyze the family roles you take part in, your communication and behavior patterns, and communication issues. 

Once you have a sense of how these contribute to negative dynamics within the family, you can work together to reshape and redefine these patterns to create effective and lasting changes. By understanding your role within your family and what that means, you can work together to create change and generate a new family system that is beneficial for all.

Post-Divorce Counseling Coverage

Divorce is difficult on the parents, but it can also disrupt the accepted norms of family dynamics as well. Post-divorce counseling helps your family to adjust to the new normal and process the complex emotions that can arise amid separation. 

Your therapist will help you as a group and individually to process emotions but also focus on how to move forward effectively in a way that works for all family members. This can include discussions about co-parenting, setting new boundaries, or simply rediscovering who you are outside of your marriage. Through post-divorce counseling, you can find clarity, closure, and calm.

Trauma-Focused Family Therapy Coverage

Trauma-focused family therapy addresses how trauma can impact your family as a whole. Trauma does not just impact the individual; it also impacts the people they love. In trauma-focused family therapy, therapists work with you all to create a safe environment to heal emotionally and relationally. 

Members of your family will develop new communication skills, coping mechanisms, and find new ways to support one another through trauma. Trust will be rebuilt little by little, and new ways of communicating will be formed. Addressing trauma in the context of a family fosters empathy, validation, and connection. 

Marriage and Couples Counseling Support

Marriage and couples counseling is focused on two partners engaged in a romantic relationship facing difficulty. Your therapist will encourage you to communicate openly, practice listening to your partner, and develop a teamwork mindset to work on solving problems together. Through marriage counseling, you will get to know your partner on a deeper level, altering the patterns you are so accustomed to. 

Through marriage and couples counseling you can learn to resolve conflict, overcome relationship blocks, and strengthen your emotional bond. The exercises and structured conversations will encourage you to create new and positive patterns in your relationship, improving your overall relationship satisfaction.