Medica Coverage for Mental Health Therapy Treatment in Florida

Mental Health Programs Covered by Medica Insurance

In addition to Medica wellness programs that include mental health resources via Medica’s Live and Work Well and mood and memory apps, Medica wellness initiatives include coverage for various mental health programs. To support its member’s psychological health and emotional well-being, the Medica healthcare network includes licensed mental health professionals, such as psychologists, psychiatrists, clinical social workers, and counselors.

Medica Health Coverage for Partial Hospitalization Programs

A Partial Hospitalization Program (PHP) is a structured treatment program that provides intensive, short-term care for individuals with mental health disorders. Unlike inpatient care, PHP does not require patients to stay in the hospital 24/7. Instead, patients participate in counseling and therapy sessions during the day and return home in the evenings to maintain their daily routines.

Medica usually covers PHPs for mental health and addiction, but it’s essential to review your policy to understand the specific coverage details, which may vary according to many factors.

Medica Health Coverage for Intensive Outpatient Program

An Intensive Outpatient Program (IOP) is a well-structured treatment option for individuals with mental health or substance use disorders. It includes multiple therapy, counseling, and support sessions every week, enabling patients to receive treatment while living at home. Medica Insurance provides comprehensive mental health coverage, which typically covers intensive outpatient services and programs.

Medica Health Coverage for Outpatient Program

Mental health outpatient programs provide wellness and mental health support. Patients will attend therapy sessions and appointments at a mental health facility or clinic during the day and return home afterward, allowing them to maintain their daily routines and responsibilities. This approach suits those with less severe mental health challenges who don’t require 24/7 care. Medica coverage generally includes outpatient programs.

If you want to learn more about the Sylvia Brafman mental health treatment programs, please contact us for further information.

Treatment for Bipolar Disorder and Cyclothymia

Bipolar disorder disturbs a person’s mood, causing dramatic swings between manic highs and depressive lows. In contrast, Cyclothymia represents a milder form of bipolar disorder with less pronounced mood shifts. Both conditions significantly affect emotions, energy levels, and daily cognitive functioning, requiring medical and therapeutic interventions for stability and effective management.

Medica Insurance typically includes coverage for treating bipolar disorder, ensuring access to treatment and mental health support. However, it’s essential to remember that coverage specifics may differ depending on the policy you hold.

Treatment for Borderline Personality Disorder (BPD)

Borderline Personality Disorder (BPD) is a mental health condition characterized by persistent emotional instability, self-identity, and interpersonal relationships. Individuals with BPD often experience intense mood swings, impulsiveness, shifting self-esteem, and difficulty maintaining stable connections, adversely affecting their mental well-being, relationships, and overall life satisfaction.

However, it is feasible to address and manage these symptoms effectively with appropriate therapy and treatment. Medica generally offers coverage for diagnosing and treating BPD, including a range of psychotherapy techniques, medication management, and other therapeutic interventions.

Treatment for Anxiety Disorder

Anxiety is a common mental health condition characterized by excessive worry, fear, and uneasiness about future events or situations. Individuals with anxiety often experience physical symptoms like restlessness, a rapid heartbeat, sweating, and muscle tension. Anxiety can significantly affect daily functioning, including work, relationships, and overall quality of life.

Anxiety disorder treatment may involve evidence-based approaches like cognitive-behavioral therapy (CBT), medication management, and other methods to reduce symptoms and improve overall well-being. Medica Insurance typically provides coverage for these services.

Treatment for Depression

Depression is a widespread mental health disorder characterized by persistent emotions of sadness, hopelessness, and diminished interest in previously enjoyed activities. Symptoms of depression often include eating and sleeping disruptions, reduced energy levels, and difficulties with concentration, all of which can adversely affect daily routines and relationships and, if left unaddressed, potentially lead to self-harm ideation.

Medica typically offers coverage for the treatment of depression disorder, which may include preventive care services, therapy sessions, medication management, and other evidence-based approaches aimed at alleviating depression symptoms and promoting mental and emotional well-being.

Treatment for Post-Traumatic Stress Disorder (PTSD)

Post-Traumatic Stress Disorder (PTSD) can develop following exposure to or witnessing a distressing event. Symptoms encompass intrusive flashbacks, unsettling nightmares, increased anxiety, and emotional detachment. Individuals with PTSD may also display heightened vigilance and avoidance of situations that trigger trauma memories. This condition can significantly affect daily life and overall well-being.

Medica usually offers coverage for treating PTSD, including therapeutic interventions, medication options, and other evidence-based methods aimed at fostering effective stress management and coping strategies.

Facility Admissions and Treatment Costs in South Florida

Guide to Insurance Providers That Cover Mental Health Treatment in Florida

Rehab and Mental Health Statistics in Florida

Florida’s commitment to mental health and substance abuse treatment saw a significant boost in 2021, with the state allocating $137.6 million for these critical services. Despite this investment, distressing statistics reveal challenges. A concerning 9.1% of Florida students reported attempting suicide in the past year, with a notable gender disparity.

Delving deeper into the mental health landscape, a survey of high school students in Florida unveiled the staggering burden of adverse childhood experiences (ACEs). Shockingly, 21.4% of students reported experiencing four or more ACEs, indicating a high level of trauma. Despite the evident need for mental health support, a mere 36% of Floridian adults with mental health conditions receive treatment, an alarming statistic given that nearly 2.9 million individuals in the state are affected.

• Florida’s 2021 budget for mental health and substance abuse treatment increased to $137.6 million, resulting in a per-person spending increase from $36 to $64.¹
• 1% of Florida students reported attempting suicide in the past year, with females being twice as likely as males (12.9% vs. 5.1%).²
• Florida students’ lifetime alcohol use is 31.0%, and past-30-day use is 11.8% across all seven surveyed grades.
• A survey of high school students in Florida revealed that 21.4% had four or more adverse childhood experiences (ACEs), which is considered a high level of trauma.
  • 39.4% of students reported their parents had separated or divorced
  • 32.9% reported mental illness in the household
  • 31.2% reported emotional neglect
  • 6.6% reported sexual abuse
  • 6.7% reported physical neglect
  • 8.5% reported physical abuse in the household
• Only 36% of Floridian adults with mental health conditions receive treatment, despite it affecting nearly 2.9 million people in the state, according to the National Alliance on Mental Illness (NAMI).³
• The Substance Abuse and Mental Health Program, which falls under the Department of Children and Families, supports individuals with low income or those who do not have insurance coverage. However, a legislative report from the State Commission on Mental Health and Substance Abuse has revealed a waitlist of more than 1,300 people seeking these services monthly.
• Florida’s accessibility to mental healthcare ranks 49th in the United States.^{4 5}
• In Florida, 33% of people (1 in 3) screened were diagnosed with depression in 2018.⁶
• Florida has one full-time physician for every 1,500 Medicaid enrollees, which is one of the lowest ratios in the nation.⁷

Sources:

1. “Governor Ron DeSantis Signs the Florida Leads Budget.” FL Governor, 2 June 2021, www.flgov.com/2021/06/02/governor-ron-desantis-signs-the-florida-leads-budget.
2. “2022 Florida Youth Substance Abuse Survey.” Florida Department of Children and Families, 2022, www.myflfamilies.com/sites/default/files/2022-12/2022%20Statewide%20FYSAS%20Report%20Per%20Section%20C2-2.3.pdf.
3. Bolden, Louis. “Less Than Half of People in Florida With Mental Illness Don’t Get Treatment.” WKMG, 24 Feb. 2023, www.clickorlando.com/news/local/2023/02/24/less-than-half-of-people-in-florida-with-mental-illness-dont-get-treatment.
4. Zizo, Christie. “Florida Is 49th in US for Access to Mental Health Care. The New Budget Could Change That.” WKMG, 19 Dec. 2022, www.clickorlando.com/news/politics/2022/05/26/florida-is-49th-in-us-for-access-to-mental-health-care-the-new-budget-could-change-that.
5. “Access to Care Data 2022.” Mental Health America, mhanational.org/issues/2022/mental-health-america-access-care-data.
6. “The State of Mental Health in America.” Mental Health America, mhanational.org/issues/state-mental-health-america?eType=EmailBlastContent&eId=071fe8fa-9a08-419f-989b-f062af601066&sl_tc=2022_State_Of_MH_In_America&sl_gr=grp_2022_state_of_mh_in_america_report.
7. Shrader, Cho-Hee, et al. “Sociodemographic Correlates of Affordable Community Behavioral Health Treatment Facility Availability in Florida: A Cross-Sectional Study.” Journal of Behavioral Health Services & Research, vol. 50, no. 3, Springer Science+Business Media, Jan. 2023, pp. 348–64. https://doi.org/10.1007/s11414-022-09828-x.