How Much Do PTSD Treatment Programs Cost With BCBS Excellus Health Insurance Support?
How much does BCBS cover for PTSD therapy? The answer varies depending on the type of treatment you receive and the details of your BCBS plan. For example, residential stays can cost quite a bit, even with coverage. PHPs can cost over $10,000 per month, while hour-long outpatient sessions may only cost as little as a $20-$80 copayment.
We always recommend researching your insurance to understand the full scope of your benefits. You should understand your deductible, premiums, and any coinsurance or prior authorization requirements that may be required. Understanding the extent and limitations of your benefits can simplify the medical claims process and ensure that you are using your benefits to the maximum extent.
How Much Do PTSD Treatment Programs Cost Without Excellus BCBS Health Insurance Coverage?
Without insurance, you will be responsible for the full cost of your PTSD treatment program. This cost will vary based on your location and the type of program you seek treatment through. For example, a residential program can easily cost over $20,000 for a month-long stay, whereas a PHP might cost $350-$450 per day of treatment.
If these costs seem daunting, know that there are other options. You can ask your provider or the treatment center if they offer sliding scale fees or flexible payment plans. You can also check your community to see if there may be free or reduced-cost services such as support groups or faith-based counseling.
Checking My Excellus BCBS Health Insurance Coverage for PTSD Treatment and Therapy Programs
Our patient advocates are often asked questions such as “Does Excellus BCBS of New York” cover PTSD treatment?” and “Does Excellus BCBS of New York cover mental health PTSD recovery programs?” If you are looking for the answers to questions like these, know that you can count on us to help you find the answers.
For help checking the details of your PTSD with your Excellus BCBSNY plan, call us at (877) 958-9212 or submit a request to verify your insurance.