Florida Blue (BCBS of Florida) Couples Therapy and Counseling

Navigating the complexities of mental health coverage can be a daunting task. When it comes to marriage counseling and couples therapy, many wonder if their insurance covers these services. While the specifics depend on your individual plan, Blue Cross Blue Shield (BCBS), including Florida Blue, typically provides coverage for therapy, although they’re not required to cover couples counseling. However, some BCBS plans may provide coverage for a marriage counselor, underlining the importance of checking your specific plan’s coverage.

The Sylvia Brafman Mental Health Center in South Florida is a beacon of hope for married and unmarried couples seeking therapy. We offer an array of counseling and therapy services specifically designed to strengthen relationships and tackle mental health issues. When you see a marriage and family therapist who is in-network with Blue Cross Blue Shield, each session typically requires just a copay. This extensive support from both Florida Blue and The Sylvia Brafman Mental Health Center underscores our commitment to improving mental health and relationships through accessible, expert-led couples therapy. Keep reading to find out all you need to know about BCBS coverage levels for marriage counseling and couples therapy.

Call Now: (877) 958-9212COUPLES THERAPY HOTLINE

What is Couples Therapy?

Couples therapy, also known as relationship counseling or marriage therapy, is a specialized form of psychotherapy providing couples with a supportive, structured environment to address relationship issues. A qualified therapist, such as a licensed marriage and family therapist (LMFT) or psychologist, guides couples toward healthy communication, conflict resolution, and a stronger emotional connection.

The process involves exploring various issues, including but not limited to communication skills, conflicts, trust issues, infidelity recovery, intimacy concerns, codependency, and significant life decisions. The main objective of couples therapy varies but is often related to promoting healthier relationship dynamics, empathy, and understanding between partners and equipping them with practical tools and strategies for building a solid, fulfilling love and partnership.¹

What is Marriage Counseling?

Marriage counseling, a highly respected form of psychotherapy, serves as an enlightening compass guiding couples through the intricate dynamics of their marital relationship. This therapeutic avenue offers a secure environment for open and honest communication, where partners can articulate their thoughts, emotions, and concerns under the skilled guidance of a trained professional. The power of marriage counseling lies in its ability to foster mutual understanding, enhance communication, mediate conflicts, and nurture deeper emotional connections. It is a journey of healing and growth, a testament to the resilience of relationships, allowing them to evolve, strengthen, and thrive over time.

The distinctiveness of marriage counseling stems from its unwavering focus on the marital relationship, rather than solely on the individuals involved. It skillfully uncovers patterns and dynamics that may be causing distress, providing couples with effective strategies to disrupt these cycles. Whether it’s addressing unresolved issues, fostering empathy, or imparting conflict resolution skills, marriage counseling delivers a holistic approach to relationship health. Expert testimonials, emotive language, and vivid descriptions all underscore the effectiveness and uniqueness of this therapeutic approach. By engaging in marriage counseling, couples are not only investing in their relationship but also in their personal growth and well-being, a commitment that speaks volumes about their dedication and love for each other.

Statistics on Married and Un-Married Couples Therapy

Marriage counseling has a reported success rate of approximately 70%, and couples who finish therapy with a highly skilled therapist often report a 90% improvement in emotional well-being. Only 2% of couples reported attending premarital counseling, but those who did had a 30% higher marital success rate compared to those who didn’t undergo counseling.

According to a study from MidAmerica Nazarene University, about 49% of 1000 surveyed couples engaged in some form of couples counseling. Millennials attended marriage therapy the most, followed by Baby Boomers and Gen Xers. Cognitive-behavioral couple-based therapies are effective, especially when both partners are involved. Couples therapy failure may be suggested by instances of name-calling, a lack of trust, and an unwillingness to address issues. Lastly, as of 2021, Florida has one of the highest divorce rates in the country, at 3.4% for every 1,000 women.

Who is Florida Blue?

The Blue Cross Blue Shield Association (BCBSA) is a group of independent health insurance companies that assist people across the United States. Florida Blue, which was established in 1945, is a major health insurance provider operating as a subsidiary of Blue Cross Blue Shield (BCBS).

They offer comprehensive coverage to residents of Florida with the intention of improving the health and well-being of the community. Florida Blue has played a critical role in the healthcare industry and has become the largest provider of individual marketplace plans in the United States.²

Within the BCBS network, diverse brands, products, and services cater to the healthcare needs of millions of Americans. These entities, tailored to specific regions, provide comprehensive health insurance solutions, including individual and group plans, Medicare alternatives, and innovative wellness and mental health programs. See below for additional BCBS brands, products, and services:

Other BCBS Brands and Services

Florida Blue, serving residents of Florida, extends a spectrum of health insurance plans—PPO (preferred provider organization) and HMO (health maintenance organization). These services, including health savings accounts (HSAs) and preventive care benefits, cater to individuals, families, and businesses.
The BlueCard Program ensures access to healthcare providers beyond the Florida Blue service area, offering peace of mind even outside the region.³
BlueOptions presents diverse health coverage choices with varying levels and networks, encompassing both in and out-of-network coverage.⁴
BlueSelect features a healthcare network comprising selected providers and cost-effective options.
Enjoy the convenience and cost-effectiveness of BlueCare, an HMO plan prioritizing preventive care and early diagnosis while maintaining predictable costs through established copayments.
BlueMedicare introduces Medicare Advantage plans, Medicare Supplement (Medigap) plans, and prescription drug coverage for eligible beneficiaries in Florida.
The Better You Strides rewards program empowers members to enhance their holistic well-being, encompassing physical and emotional wellness. Members can tailor their health journey to their unique needs, objectives, and interests.⁵
MyBlue Health supports Florida Blue members in managing health, chronic conditions, and healthcare expenses, including insurance premiums.

What is Florida Blue Therapy Coverage?

Florida Blue offers robust therapy coverage as part of its comprehensive health insurance plans. Recognizing the importance of mental health, Florida Blue’s mental health insurance coverage extends to various therapeutic methods. Members can access a healthcare network of qualified therapists and counselors to address various mental health concerns, fostering emotional well-being and resilience.

Florida Blue’s therapy coverage is designed to be inclusive, ensuring that individuals and families have the support needed to navigate life’s challenges. With a focus on accessibility and quality care, Florida Blue’s therapy coverage aligns with the evolving understanding of mental health’s integral role in overall health and wellness. Call 877-958-9212 to learn more about our extensive therapy offerings, including couples therapy, at The Sylvia Brafman Mental Health Center.

At The Sylvia Brafman Mental Health Treatment Center in Fort Lauderdale, Florida, our team of dedicated professionals is ready to guide you. We offer IOP and a variety of treatments programs, each uniquely designed to meet your needs. So don’t wait, reach out to us today! Either give us a call or fill up the form below to request a callback.

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Does Blue Cross Blue Shield Cover Couples Therapy in Florida?

Similar to many insurance providers, Blue Cross Blue Shield typically doesn’t cover services unrelated to diagnosable mental health conditions. Couples counseling is typically not included in insurance coverage because issues related to relationships, although significant stressors are not recognized as diagnosable mental health conditions.

Nevertheless, if your insurance plan does not provide direct coverage, affordable options are still available for accessing couples counseling. Call 877-958-9212 to learn more.

Does Blue Cross Blue Shield Cover Couples Counseling in Florida?

Florida Blue typically does not cover couples counseling as it’s often considered unrelated to diagnosable mental health conditions. While mental health coverage may include individual therapy, coverage for relationship-focused services may be limited. It’s advisable to review your specific plan details or explore alternative options for affordable couples counseling if needed.

Call 877-958-9212 to learn more about the available therapeutic interventions for couples.

Does Florida Blue Cross Blue Shield Cover Therapy If You Are Not Married?

Florida Blue’s coverage for therapy is generally applicable regardless of marital status. Whether you are married or not, you can typically access therapy services through your insurance plan, so long as the services are related to a diagnosable mental health condition. The coverage often extends to various types of therapy, offering support regardless of one’s relationship status.

It’s recommended to review your specific plan details for comprehensive information on the extent of therapy coverage available to you. Our helpful patient advocates at The Sylvia Brafman Mental Health Center can assist. Call 877-958-9212.

Does BCBS of Florida Cover Online Therapy for Couples?

Florida Blue often covers online therapy for couples, recognizing the evolving landscape of mental health services. As the demand for remote counseling grows, Florida Blue embraces online therapy options, making it convenient for couples to access counseling services from the comfort of their homes.⁶

Review your specific plan details to confirm the extent of coverage for online therapy and any potential copayments, deductibles, limitations, exclusions, or requirements, such as prior authorization. Understanding these details enables you to make informed decisions regarding the therapy modalities available to you.

Types of Couples Therapy That Florida Blue Cross Blue Shield May Cover

Couples therapy Blue Cross Blue Shield may cover addresses diverse relationship dynamics and challenges. Check your specific Florida Blue insurance details to understand the scope of coverage and any potential requirements. The following sub-headings will delve into specific types of couples therapy that may be covered by your plan, providing more insight into the therapeutic interventions for couples.

Cognitive Behavioral Therapy (CBT) for Couples

CBT for couples is a goal-oriented therapeutic approach targeting negative thought patterns and behaviors influencing the relationship. This evidence-based method emphasizes identifying and changing harmful cognitive patterns, fostering healthy communication skills and encouraging positive interactions, equipping couples with practical skills to navigate challenges, enhancing problem-solving, and building a more resilient foundation for their relationship.

Dialectical Behavioral Therapy (DBT) for Couples

DBT for couples integrates cognitive, behavioral, and mindfulness techniques to enhance emotional regulation and improve relationship dynamics. Initially developed for individuals with borderline personality disorder (BPD), DBT has been adapted for couples to strengthen interpersonal communication skills, regulate emotions, and navigate conflict resolution.

Acceptance and Commitment Therapy

ACT focuses on mindfulness and values-based actions to enhance psychological flexibility in couples. By fostering acceptance of thoughts and emotions and encouraging commitment to valued actions, ACT aims to create meaningful and positive changes in the relationship. This approach helps couples develop resilience, improve communication, and align their actions with shared values.

Solution-Focused Brief Therapy (SFBT)

Solution-Focused Brief Therapy (SFBT) is a goal-oriented approach that identifies and amplifies solutions rather than dwelling on problems. In couples therapy, SFBT helps partners envision a positive future, encouraging them to set realistic goals and adopt actionable steps to achieve them. This approach seeks to create meaningful and efficient changes in relationship dynamics by emphasizing strengths and solutions.

Relational Life Therapy (RLT)

Relational Life Therapy (RLT) is an intensive therapeutic approach that delves into the patterns and narratives within a couple’s relationship. Focused on increasing self-awareness and understanding, RLT encourages relationship enrichment by exploring deeper emotional connections, addressing power dynamics, and working towards creating a more fulfilling, authentic relationship for solid partnership support.

Integrative Behavioral Couples Therapy (IBCT)

Integrative Behavioral Couples Therapy (IBCT) combines traditional behavioral strategies, focusing on emotional acceptance and validation. This approach aims to improve communication and resolve conflicts by intimacy building and teaching partners to balance acceptance and change within the relationship.

Emotionally Focused Therapy (EFT)

EFT focuses on emotional connections in couples. This approach helps partners identify and express their emotions, ultimately promoting a secure attachment and creating deeper intimacy and a more resilient connection. EFT is based on evidence and aims to restructure negative patterns and enhance emotional responsiveness between partners.

Gottman Method Couples Therapy

Gottman Method couples therapy is rooted in extensive research on relationship dynamics. This approach focuses on enhancing communication, managing conflicts, and building shared meaning within a relationship. The Gottman Method aims to strengthen the foundation of the partnership and promote long-term relationship success through assessments and interventions.

Behavioral Couples Therapy

Behavioral couples therapy emphasizes behavioral change to address relationship issues. This approach focuses on modifying specific behaviors contributing to conflicts, fostering better communication, and promoting mutual understanding. By incorporating practical strategies, behavioral couples therapy aims to create positive, lasting changes in relationship dynamics.

>Types of Couples Therapy That Florida Blue Cross Blue Shield May Cover

Couples Counseling and Therapy Center in Florida That Takes Blue Cross Blue Shield Insurance

The Sylvia Brafman Mental Health Center, a distinguished mental health facility in Broward County, South Florida, offers comprehensive marriage and couples counseling services. Our programs are founded on principles of professionalism, expertise, and a deep-seated passion for mental health treatment. We understand the complexities of relationships and the importance of mental health in fostering harmonious partnerships. Our seasoned professionals employ innovative therapeutic strategies to provide personalized care tailored to meet the unique needs of each couple, whether married or unmarried. From expert testimonials to emotive storytelling, all aspects of our service echo the effectiveness and uniqueness of our programs.

We proudly accept BCBS insurance, ensuring that our premium services are accessible and affordable. Choose the Sylvia Brafman Mental Health Center – your trusted partner in nurturing healthier relationships and fostering mental well-being. The Sylvia Brafman Mental Health Center welcomes insurance coverage, including the potential acceptance of your Florida Blue plan. We invite you to contact us to explore your insurance benefits and our accredited couples therapy programs. Discover how we can support you and your loved ones by calling 877-958-9212, completing our online rehabilitation insurance verification form, or visiting us:

The Sylvia Brafman Mental Health Center: 7710 NW 71ST CT, Tamarac, Florida, 33321

Call Now: (877) 958-9212COUPLES THERAPY HOTLINE

>Couples Counseling and Therapy Center in Florida That Takes Blue Cross Blue Shield Insurance

Types of Couples Treatment Programs Covered by Florida Blue Insurance

Florida Blue covers various treatment programs to address diverse relationship needs. These programs typically include couples therapy, counseling, and other interventions to foster healthier relationships and improve overall well-being. Whether you’re seeking assistance with communication skills, conflict resolution, or other challenges, Florida Blue is designed to support couples in their journey toward positive and lasting changes.

The following sub-headings provide examples of treatment programs that your Florida Blue plan may cover, though this is not a complete list. They are illustrative examples, showcasing the range of supportive services available to couples under the coverage of Florida Blue Insurance. Explore these examples to gain insight into the diverse options that can contribute to relationship enrichment.

Partial Hospitalization Program (PHP) for Couples

A PHP for couples is an intensive, structured treatment providing daily therapy sessions for mental health or relational challenges. Typically covered by Blue Cross Blue Shield (BCBS), this program offers comprehensive support without needing full-time residential care. Review your plan for specific coverage details, ensuring access to effective and flexible mental health care for couples, or call 877-958-9212.

Intensive Outpatient Program (IOP) for Couples

An IOP is a structured, comprehensive treatment option that allows couples to receive intensive therapy while maintaining their routines. This program involves regular sessions, several times a week, focusing on addressing mental health or relational issues. These are particularly beneficial for couples requiring more than traditional outpatient care but do not need the level of supervision associated with inpatient treatment.

Florida Blue typically covers IOPs, recognizing the importance of accessible, effective mental health care. This coverage allows couples to receive the necessary treatment and support without the constraints of full-time residential care, offering flexibility in their daily lives. Reviewing your particular plan details to confirm the extent of coverage for IOPs and understand any specific requirements or limitations associated with this type of program is advisable. Call 877-958-9212 for assistance.

Outpatient Treatment for Couples

Outpatient treatment for couples is a flexible therapeutic option addressing mental health and relationship issues, allowing couples to attend part-time therapy sessions while maintaining routines. Typically covered by Florida Blue, outpatient treatment coverage supports couples with therapy and maintains flexibility in their lives. Review your BCBS plan for coverage details or call 877-958-9212.

Residential Inpatient Treatment for Couples

Residential inpatient treatment for couples is an intensive therapeutic option where partners stay at a facility to receive round-the-clock support for mental health and relationship issues. This immersive setting provides a range of therapeutic interventions, individual and group therapy, and activities to foster personal and relational healing and growth. It suits couples facing significant challenges requiring comprehensive, concentrated treatment.

Florida Blue typically covers residential inpatient treatment for couples, demonstrating a commitment to providing thorough mental health care. This coverage ensures that couples can access the necessary support and interventions in a residential setting. To fully understand the extent of coverage for residential inpatient treatment and any specific requirements or limitations associated with it, it is advisable to review the details of your BCBS plan or call 877-958-9212.

>Types of Couples Treatment Programs Covered by Florida Blue Insurance

How Much Does Couples Therapy Cost Without BCBS Insurance?

The expenses for couples therapy fluctuate depending on factors like location and therapist expertise, averaging between $100 and $250 per session.⁷ Typically, health insurance doesn’t cover couples therapy unless a partner has a specific qualifying mental health diagnosis. Many treatment centers and therapists offer sliding scale fees or referrals for affordable couples counseling to accommodate varying budgets.

While the financial investment in therapy is a consideration, many couples find it worthwhile for the potential benefits it brings to their relationship and overall well-being, often resulting in divorce prevention and trust building. It’s crucial to prioritize selecting a qualified, experienced couples therapist Blue Cross Blue Shield covers who is the right fit for both partners, as the quality of the therapeutic relationship significantly influences successful outcomes. In addition, in-network providers will generally incur less out-of-pocket expenses.

For assistance and more information regarding couples therapy costs and details, call 877-958-9212 to speak with one of our helpful patient advocates.

>How Much Does Couples Therapy Cost Without BCBS Insurance?

How To Get BCBS Florida to Pay for Couples Therapy

To initiate securing coverage for couples therapy in Florida, begin by understanding your Florida Blue Insurance plan and its associated coverage details. For assistance in navigating the complexities of insurance coverage, as well as finding answers to your questions, call us today.

Once you have clarity on your coverage specifics and requirements, collaborate closely with healthcare providers and treatment centers. Ensure open communication with Florida Blue to obtain prior authorization for your proposed treatment plan, if necessary. This proactive engagement will facilitate approval and reduce the risk of your health insurance provider denying claims.

BCBS Insurance Coverage Guide

Guide to Other Insurance Providers That Cover Mental Health Treatment

Statistics on Married and Unmarried Couples Therapy

Only 2% of couples (18+) living together reported attending premarital counseling.⁸
Couples who received premarital counseling experienced a marital success rate that was 30% higher compared to those who did not undergo counseling.⁹
Out of 1000 couples surveyed in a study, 49% reported participating in some couples counseling with their spouses.¹⁰
Of the three generations surveyed in MidAmerica Nazarene University’s study, Millennials attended marriage therapy the most, followed by Baby Boomers and then Gen Xers.
Cognitive-behavioral couple-based therapies are as effective as individual CBT across psychological disorders and often more effective when partners are substantially involved in treatment.¹¹
Some psychologists suggest that the failure of couples therapy can be signaled by behaviors such as name-calling, a lack of trust, and an unwillingness to address issues.¹²
As per the Journal of Marital and Family Therapy, marriage counseling boasts a success rate of approximately 70%.¹³
A different statistic from the American Association of Marriage and Family Therapists indicates that 90% of couples who finish couples therapy with a highly skilled couples therapist report an improvement in their emotional well-being.¹⁴
Individuals in troubled relationships are notably more prone to experiencing mood disorders, anxiety disorders, or substance use disorders (SUD).¹⁵
Florida has one of the highest divorce rates in the country, at 3.4% for every 1,000 women as of 2021.¹⁶

Sources

“APA Dictionary of Psychology: Couples Therapy.” American Psychological Association, dictionary.apa.org/couples-therapy. Accessed 7 Dec. 2023.
“Our Story | History and Information | Florida Blue.” Florida Blue, www.floridablue.com/about-us/our-story. Accessed 5 Dec. 2023.
“The BlueCard Program.” Florida Blue | Blue Cross Blue Shield, www.floridablue.com/sites/floridablue.com/files/BlueCard+Program+Brochure.pdf. Accessed 12 Sept. 2023.
Blue Cross Blue Shield Association. “BlueOptions: Enrollment Guide for Group Employees.” Blue Cross Blue Shield Florida, www.bcbsfl.com/DocumentLibrary/SalesCommunications/content/Enrollment%20Guide%20for%20Group%20Employees%20-%20BlueOptions%20-%20National%20Rx%20(English).pdf. Accessed 11 Sept. 2023.
“Better You Strides | Rewards Program | Florida Blue.” Florida Blue, www.floridablue.com/individualsandfamilies/better-you-strides-rewards-program. Accessed 11 Sept. 2023.
“Virtual Care.” Florida Blue, www.floridablue.com/virtual-health. Accessed 7 Dec. 2023.
Arzt, Nicole, LMFT. “How Much Is Couples Therapy? Is Couples Therapy Covered by Insurance?” Choosing Therapy, 19 July 2023, www.choosingtherapy.com/how-much-is-couples-therapy.
Ingalls, Nick, MA. “The Positive Impact of Couples Therapy Is Nearly Universal, Verywell Mind Survey Finds.” Verywell Mind, 7 Feb. 2023, www.verywellmind.com/relationships-survey-7104667.
Lombardo, C. R. “20 Significant Premarital Counseling Statistics – HRF.” HRF, 3 Aug. 2018, healthresearchfunding.org/20-significant-premarital-counseling-statistics.
Wallace, Irma. “The State of Marriage Counseling [Infographic].” Infographic Journal, 27 Nov. 2017, infographicjournal.com/the-state-of-marriage-counseling.
Fischer, Melanie S., et al. “Cognitive‐Behavioral Couple Therapies: Review of the Evidence for the Treatment of Relationship Distress, Psychopathology, and Chronic Health Conditions.” Family Process, vol. 55, no. 3, May 2016, pp. 423–42. https://doi.org/10.1111/famp.12227.
Brolley, Brittany. “How Marriage Therapists Know a Relationship Won’t Last.” The List, 23 Apr. 2020, www.thelist.com/142985/how-marriage-therapists-know-a-relationship-wont-last.
Lebow, Jay L., et al. “Research on the Treatment of Couple Distress.” Journal of Marital and Family Therapy, vol. 38, no. 1, Sept. 2011, pp. 145–68. https://doi.org/10.1111/j.1752-0606.2011.00249.x.
Advanced Solutions International, Inc. “About Marriage and Family Therapists.” American Association for Marriage and Family Therapy, www.aamft.org/About_AAMFT/About_Marriage_and_Family_Therapists.aspx. Accessed 7 Dec. 2023.
McShall, Jared R., and Matthew D. Johnson. “The Association Between Relationship Distress and Psychopathology Is Consistent Across Racial and Ethnic Groups.” Journal of Abnormal Psychology, vol. 124, no. 1, Feb. 2015, pp. 226–31. https://doi.org/10.1037/a0038267.
“Divorce Rate by State 2023.” World Population Review, worldpopulationreview.com/state-rankings/divorce-rate-by-state. Accessed 7 Dec. 2023.